33067

Elevated57

Parkland, Florida — Broward County

Pop. 24,696Median Income $118,825Median Home $588,200

2025 Estimated Premium

$7,300/yr

+9.1% from 2022 actual ($6,693)

Projected using FRED CPI for Household Insurance, adjusted for this ZIP's historical trend. Not a quote.

Avg Premium (2022)

$6,693

-4.6%

2018–2025

Nonrenewal Rate

0.51%

2018–2022

Claim Frequency

8.4%

Avg Claim Amount

$44,586

Score Breakdown

Premium Level (25%)99

Premium Trend (20%)27

Nonrenewal Risk (20%)19

Storm Exposure (15%)71

Affordability (10%)97

Flood Risk (10%)30

Storm History (5-Year Timeline)

201828 events2 fatalities

Property damage$46,500

4 tornado10 hail3 flood

201915 events

Property damage$2,100

2 hail10 flood

202052 events

Property damage$118,500

9 hail26 flood

202114 events

Property damage$32,500

4 flood

202220 events

Property damage$2,624,000

4 tornado1 hail8 flood

202339 events

Property damage$28,252,000

3 tornado7 hail10 flood

202434 events2 fatalities

Property damage$3,513,000

5 tornado5 hail9 flood

202530 events

Property damage$77,500

4 hail15 flood

Nearby ZIP Codes

33073Coconut Creek, FL

69High

33076Parkland, FL

60Elevated

33065Coral Springs, FL

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Data Sources & Methodology

Core insurance data: US Treasury Federal Insurance Office (FIO), 2018–2022 — the most comprehensive homeowners insurance dataset ever released, covering 25,500+ ZIP codes and 246M+ policies. This data was collected under a Biden-era initiative (Executive Order 14030) and published January 2025. The Trump administration subsequently removed the report from FIO's website. InsureWatch preserves and builds on this public data.

2023-2025 premium estimates are projected using the FRED CPI for Household Insurance (CUSR0000SEHC01), adjusted for each ZIP's historical growth trend relative to the national rate. Projections are not quotes and actual premiums vary by carrier, coverage, claims history, and property. Storm data: NOAA Storm Events Database, current through 2025. Economic data: FRED (Federal Reserve), current through 2026. Demographics: Census ACS 2022. Insurance Stress Scores are a weighted composite of premium levels, trends, nonrenewal rates, storm exposure, and affordability.