Ohio
Home insurance overview — 1000 ZIP codes, 803 cities
Avg Premium (2025 Est.)
$1,419
+12.5% from 2022
Nonrenewal Rate
1.19%
5yr Storm Damage
$811.1M
Ohio Risk Map
Cities
| City | ZIP Codes | Avg Premium | Stress Score | Risk |
|---|---|---|---|---|
| South Solon | 1 | $1,934 | 70 | High |
| Zoar | 1 | $1,736 | 68 | High |
| Owensville | 1 | $1,633 | 67 | High |
| East Cleveland | 1 | $1,740 | 67 | High |
| Shaker Heights | 1 | $2,058 | 66 | High |
| Graysville | 1 | $1,435 | 65 | High |
| Midland | 1 | $1,738 | 63 | High |
| Rockbridge | 1 | $1,739 | 62 | High |
| Ridgeway | 1 | $1,482 | 62 | High |
| Spring Valley | 1 | $2,066 | 62 | High |
| Dayton | 8 | $1,549 | 62 | High |
| Clarksburg | 1 | $1,542 | 62 | High |
| Quincy | 1 | $1,534 | 61 | High |
| Trotwood | 2 | $1,522 | 61 | High |
| Rushville | 1 | $1,637 | 61 | High |
| North Hampton | 1 | $1,624 | 61 | High |
| Williamsport | 1 | $1,582 | 61 | High |
| Fletcher | 1 | $1,592 | 61 | High |
| Pleasantville | 1 | $1,681 | 60 | Elevated |
| Conesville | 1 | $1,291 | 60 | Elevated |
| Gates Mills | 1 | $3,048 | 60 | Elevated |
| Kirkersville | 2 | $1,605 | 60 | Elevated |
| Morral | 1 | $1,678 | 60 | Elevated |
| New Holland | 1 | $1,632 | 60 | Elevated |
| Donnelsville | 1 | $1,462 | 59 | Elevated |
| Seaman | 1 | $1,635 | 59 | Elevated |
| Laurelville | 2 | $1,631 | 59 | Elevated |
| Neapolis | 1 | $1,456 | 59 | Elevated |
| Harveysburg | 1 | $1,536 | 58 | Elevated |
| Leesburg | 1 | $1,694 | 58 | Elevated |
| Cleveland | 15 | $1,555 | 58 | Elevated |
| New Lebanon | 1 | $1,413 | 58 | Elevated |
| Lewistown | 1 | $1,648 | 58 | Elevated |
| Edison | 1 | $1,653 | 58 | Elevated |
| St. Martin | 1 | $1,645 | 57 | Elevated |
| McCutchenville | 1 | $1,630 | 57 | Elevated |
| Norwich | 1 | $1,400 | 57 | Elevated |
| Greenfield | 1 | $1,599 | 57 | Elevated |
| South Webster | 1 | $1,476 | 57 | Elevated |
| Brookville | 1 | $1,483 | 57 | Elevated |
| Kinsman Center | 2 | $1,492 | 57 | Elevated |
| Bourneville | 1 | $1,605 | 57 | Elevated |
| Manchester | 1 | $1,574 | 56 | Elevated |
| Hamersville | 1 | $1,665 | 56 | Elevated |
| Elmore | 1 | $1,547 | 56 | Elevated |
| Beachwood | 1 | $1,994 | 56 | Elevated |
| Warrensville Heights | 1 | $1,383 | 56 | Elevated |
| Mount Blanchard | 1 | $1,629 | 56 | Elevated |
| Youngstown | 9 | $1,373 | 55 | Elevated |
| Andover | 2 | $1,301 | 55 | Elevated |
| Chesapeake | 2 | $1,520 | 55 | Elevated |
| Euclid | 3 | $1,302 | 55 | Elevated |
| Lakemore | 1 | $1,126 | 55 | Elevated |
| Hollansburg | 1 | $1,614 | 55 | Elevated |
| Derby | 1 | $1,692 | 55 | Elevated |
| Waynesburg | 1 | $1,299 | 55 | Elevated |
| Clay Center | 2 | $1,575 | 55 | Elevated |
| Hunting Valley | 1 | $2,601 | 54 | Elevated |
| Hide-A-Way Hills | 1 | $1,644 | 54 | Elevated |
| Homeworth | 1 | $1,354 | 54 | Elevated |
| New Marshfield | 2 | $1,459 | 54 | Elevated |
| Collins | 1 | $1,490 | 54 | Elevated |
| Cleveland Heights | 1 | $1,690 | 54 | Elevated |
| Jefferson | 2 | $1,471 | 54 | Elevated |
| Camden | 1 | $1,625 | 54 | Elevated |
| Hopedale | 1 | $1,238 | 54 | Elevated |
| Maple Heights | 1 | $1,314 | 54 | Elevated |
| New Springfield | 1 | $1,337 | 54 | Elevated |
| Racine | 2 | $1,387 | 54 | Elevated |
| Petersburg | 1 | $1,301 | 54 | Elevated |
| Wharton | 1 | $1,460 | 53 | Elevated |
| Custar | 1 | $1,578 | 53 | Elevated |
| Milford Center | 2 | $1,571 | 53 | Elevated |
| Pomeroy | 2 | $1,381 | 53 | Elevated |
| Midvale | 1 | $1,169 | 53 | Elevated |
| Seven Mile | 1 | $1,453 | 53 | Elevated |
| Ripley | 1 | $1,527 | 53 | Elevated |
| Dola | 1 | $1,524 | 53 | Elevated |
| Clarksville | 1 | $1,760 | 53 | Elevated |
| West Mansfield | 1 | $1,664 | 53 | Elevated |
| Alger | 1 | $1,395 | 53 | Elevated |
| Irondale | 2 | $1,368 | 53 | Elevated |
| Tippecanoe | 1 | $1,272 | 53 | Elevated |
| Campbell | 1 | $1,244 | 53 | Elevated |
| West Union | 1 | $1,472 | 53 | Elevated |
| Leavittsburg | 1 | $1,292 | 53 | Elevated |
| Jenera | 1 | $1,906 | 53 | Elevated |
| Orwell | 2 | $1,419 | 53 | Elevated |
| Toledo | 14 | $1,558 | 53 | Elevated |
| Jerry City | 1 | $1,425 | 53 | Elevated |
| Richwood | 1 | $1,734 | 53 | Elevated |
| Philo | 2 | $1,373 | 53 | Elevated |
| Parkman | 1 | $1,386 | 53 | Elevated |
| Bremen | 1 | $1,511 | 53 | Elevated |
| Hooven | 1 | $1,143 | 53 | Elevated |
| La Rue | 1 | $1,619 | 52 | Elevated |
| Scio | 1 | $1,349 | 52 | Elevated |
| Amanda | 1 | $1,726 | 52 | Elevated |
| Germantown | 1 | $1,511 | 52 | Elevated |
| New Athens | 1 | $1,183 | 52 | Elevated |
| Williston | 1 | $1,400 | 52 | Elevated |
| Akron | 12 | $1,385 | 52 | Elevated |
| Granville South | 2 | $1,815 | 52 | Elevated |
| Wellsville | 1 | $1,305 | 52 | Elevated |
| Attica | 1 | $1,546 | 52 | Elevated |
| McDermott | 1 | $1,639 | 52 | Elevated |
| Lindsey | 1 | $1,248 | 52 | Elevated |
| Rutland | 2 | $1,311 | 52 | Elevated |
| Summerfield | 1 | $1,274 | 52 | Elevated |
| Garfield Heights | 1 | $1,317 | 52 | Elevated |
| Beloit | 1 | $1,362 | 52 | Elevated |
| Roseville | 1 | $1,322 | 52 | Elevated |
| Winchester | 1 | $1,606 | 52 | Elevated |
| Shawnee Hills | 1 | $1,624 | 52 | Elevated |
| Hayesville | 1 | $1,180 | 52 | Elevated |
| Hillsboro | 1 | $1,490 | 52 | Elevated |
| North Lawrence | 1 | $1,396 | 52 | Elevated |
| Sebring | 2 | $1,280 | 51 | Elevated |
| Martinsville | 1 | $1,502 | 51 | Elevated |
| Gallipolis | 2 | $1,470 | 51 | Elevated |
| West Liberty | 1 | $1,561 | 51 | Elevated |
| Ostrander | 1 | $1,672 | 51 | Elevated |
| Austinburg | 1 | $1,424 | 51 | Elevated |
| Rogers | 1 | $1,420 | 51 | Elevated |
| West Portsmouth | 1 | $1,540 | 51 | Elevated |
| Dresden | 1 | $1,462 | 51 | Elevated |
| Bergholz | 1 | $1,324 | 51 | Elevated |
| Spencer | 2 | $1,459 | 51 | Elevated |
| Stockport | 1 | $1,280 | 51 | Elevated |
| St. Paris | 1 | $1,575 | 51 | Elevated |
| West Milton | 2 | $1,425 | 51 | Elevated |
| Albany | 1 | $1,367 | 51 | Elevated |
| Flushing | 2 | $1,104 | 51 | Elevated |
| Minford | 1 | $1,646 | 51 | Elevated |
| Syracuse | 1 | $1,363 | 51 | Elevated |
| Lafayette | 1 | $1,734 | 51 | Elevated |
| Huntsville | 1 | $1,686 | 51 | Elevated |
| Hamler | 1 | $1,588 | 51 | Elevated |
| Stewart | 2 | $1,331 | 51 | Elevated |
| Republic | 1 | $1,519 | 51 | Elevated |
| Pleasant Hill | 1 | $1,367 | 51 | Elevated |
| Brownsville | 3 | $1,531 | 51 | Elevated |
| Cedarville | 1 | $1,536 | 51 | Elevated |
| Van Buren | 1 | $1,745 | 51 | Elevated |
| Mendon | 1 | $1,336 | 51 | Elevated |
| Hamden | 1 | $1,331 | 51 | Elevated |
| Covington | 1 | $1,429 | 51 | Elevated |
| Sabina | 1 | $1,494 | 51 | Elevated |
| Russellville | 1 | $1,711 | 50 | Elevated |
| Shawnee | 2 | $1,559 | 50 | Elevated |
| New Albany | 1 | $2,201 | 50 | Elevated |
| Centerville | 2 | $1,694 | 50 | Elevated |
| South Euclid | 1 | $1,410 | 50 | Elevated |
| Walton Hills | 1 | $1,364 | 50 | Elevated |
| Carroll | 1 | $1,774 | 50 | Elevated |
| Harrisburg | 1 | $1,456 | 50 | Elevated |
| Clayton | 3 | $1,508 | 50 | Elevated |
| Yellow Springs | 1 | $1,609 | 50 | Elevated |
| Jacksonville | 1 | $1,106 | 50 | Elevated |
| Coolville | 2 | $1,466 | 50 | Elevated |
| Radnor | 1 | $1,725 | 50 | Elevated |
| Orangeville | 2 | $1,425 | 50 | Elevated |
| Kelleys Island | 1 | $1,298 | 50 | Elevated |
| Vinton | 1 | $1,436 | 50 | Elevated |
| Mount Victory | 1 | $1,590 | 50 | Elevated |
| Jeffersonville | 1 | $1,576 | 50 | Elevated |
| Rudolph | 1 | $1,547 | 50 | Elevated |
| Peninsula | 1 | $1,514 | 50 | Elevated |
| Bloomingburg | 1 | $1,492 | 50 | Elevated |
| Junction City | 1 | $1,389 | 50 | Elevated |
| West Farmington | 3 | $1,370 | 50 | Elevated |
| Waldo | 1 | $1,606 | 50 | Elevated |
| Union City | 1 | $1,307 | 49 | Elevated |
| Glencoe | 1 | $1,230 | 49 | Elevated |
| Neffs | 2 | $1,223 | 49 | Elevated |
| Goshen | 1 | $1,447 | 49 | Elevated |
| Calcutta | 1 | $1,262 | 49 | Elevated |
| Mechanicsburg | 1 | $1,602 | 49 | Elevated |
| Dillonvale | 2 | $1,262 | 49 | Elevated |
| Richfield | 1 | $1,895 | 49 | Elevated |
| Lowellville | 1 | $1,379 | 49 | Elevated |
| Kingsville | 1 | $1,376 | 49 | Elevated |
| Hartford (Croton) | 1 | $1,644 | 49 | Elevated |
| Lucasville | 1 | $1,589 | 49 | Elevated |
| Mount Cory | 1 | $1,626 | 49 | Elevated |
| Rushsylvania | 1 | $1,573 | 49 | Elevated |
| Buchtel | 1 | $1,145 | 49 | Elevated |
| Sandyville | 1 | $1,255 | 49 | Elevated |
| Phillipsburg | 1 | $1,262 | 49 | Elevated |
| North Baltimore | 1 | $1,487 | 49 | Elevated |
| Solon | 1 | $1,767 | 49 | Elevated |
| Caledonia | 1 | $1,482 | 49 | Elevated |
| South Vienna | 1 | $1,661 | 49 | Elevated |
| Ironton | 2 | $1,428 | 49 | Elevated |
| Woodstock | 2 | $1,779 | 49 | Elevated |
| Jackson Center | 2 | $1,463 | 49 | Elevated |
| Logan | 1 | $1,470 | 48 | Elevated |
| McArthur | 2 | $1,595 | 48 | Elevated |
| Dalton | 1 | $1,232 | 48 | Elevated |
| The Plains | 1 | $1,176 | 48 | Elevated |
| Lisbon | 1 | $1,337 | 48 | Elevated |
| Burton | 2 | $1,490 | 48 | Elevated |
| Athens | 1 | $1,422 | 48 | Elevated |
| Summitville | 2 | $1,303 | 48 | Elevated |
| Mineral City | 1 | $1,273 | 48 | Elevated |
| Westminster | 1 | $1,671 | 48 | Elevated |
| Georgetown | 1 | $1,551 | 48 | Elevated |
| Baltimore | 1 | $1,746 | 48 | Elevated |
| Lithopolis | 1 | $1,634 | 48 | Elevated |
| Middleport | 1 | $1,175 | 48 | Elevated |
| Nelsonville | 1 | $1,316 | 48 | Elevated |
| Fairborn | 1 | $1,241 | 48 | Elevated |
| Somerville | 1 | $1,600 | 48 | Elevated |
| Miamisburg | 1 | $1,420 | 48 | Elevated |
| Centerburg | 1 | $1,608 | 48 | Elevated |
| Vanlue | 1 | $1,382 | 48 | Elevated |
| Brecksville | 1 | $1,693 | 48 | Elevated |
| New Vienna | 1 | $1,508 | 48 | Elevated |
| Marengo | 1 | $1,583 | 48 | Elevated |
| Frazeysburg | 1 | $1,467 | 48 | Elevated |
| Roaming Shores | 2 | $1,392 | 48 | Elevated |
| Duncan Falls | 2 | $1,405 | 48 | Elevated |
| Damascus | 1 | $1,345 | 48 | Elevated |
| Hebron | 1 | $1,470 | 48 | Elevated |
| Addyston | 1 | $1,358 | 48 | Elevated |
| Pemberville | 1 | $1,503 | 48 | Elevated |
| Waterford | 1 | $1,325 | 48 | Elevated |
| Columbus | 29 | $1,522 | 48 | Elevated |
| Kansas | 1 | $1,494 | 48 | Elevated |
| Amesville | 1 | $1,307 | 48 | Elevated |
| Washingtonville | 1 | $1,182 | 48 | Elevated |
| Johnstown | 1 | $1,575 | 48 | Elevated |
| Wellston | 1 | $1,412 | 47 | Elevated |
| Wilkesville | 1 | $1,429 | 47 | Elevated |
| Huber Heights | 1 | $1,311 | 47 | Elevated |
| Doylestown | 1 | $1,249 | 47 | Elevated |
| Vienna Center | 1 | $1,356 | 47 | Elevated |
| Brookfield Center | 1 | $1,267 | 47 | Elevated |
| South Point | 2 | $1,425 | 47 | Elevated |
| Lake Waynoka | 1 | $1,533 | 47 | Elevated |
| Raymond | 1 | $1,710 | 47 | Elevated |
| Waynesfield | 1 | $1,531 | 47 | Elevated |
| New Riegel | 2 | $1,487 | 47 | Elevated |
| Cincinnati | 24 | $1,651 | 47 | Elevated |
| Circleville | 1 | $1,473 | 47 | Elevated |
| Xenia | 1 | $1,516 | 47 | Elevated |
| Forest | 1 | $1,558 | 47 | Elevated |
| Medway | 1 | $1,291 | 47 | Elevated |
| Creston | 1 | $1,164 | 47 | Elevated |
| Lewisville | 1 | $1,327 | 47 | Elevated |
| Canton | 11 | $1,270 | 47 | Elevated |
| Malta | 1 | $1,308 | 47 | Elevated |
| Lake Lorelei | 1 | $1,704 | 47 | Elevated |
| Portsmouth | 1 | $1,529 | 47 | Elevated |
| Frankfort | 1 | $1,587 | 47 | Elevated |
| Washington Court House | 1 | $1,458 | 47 | Elevated |
| Fayette | 1 | $1,359 | 47 | Elevated |
| Stockdale | 1 | $1,558 | 47 | Elevated |
| New Lexington | 1 | $1,328 | 47 | Elevated |
| Jewett | 1 | $1,332 | 47 | Elevated |
| Rayland | 1 | $1,201 | 47 | Elevated |
| Portage | 1 | $1,626 | 47 | Elevated |
| Bellbrook | 1 | $1,657 | 47 | Elevated |
| New Waterford | 1 | $1,371 | 47 | Elevated |
| Alvordton | 1 | $1,544 | 47 | Elevated |
| Put-in-Bay | 2 | $1,503 | 47 | Elevated |
| Powell | 1 | $1,794 | 46 | Elevated |
| Tiltonsville | 1 | $1,073 | 46 | Elevated |
| Metamora | 1 | $1,488 | 46 | Elevated |
| Prospect | 1 | $1,533 | 46 | Elevated |
| Curtice | 1 | $1,496 | 46 | Elevated |
| Polk | 1 | $1,343 | 46 | Elevated |
| Grafton | 2 | $1,370 | 46 | Elevated |
| Bloomville | 1 | $1,539 | 46 | Elevated |
| Pepper Pike | 1 | $1,473 | 46 | Elevated |
| Waynesville | 1 | $1,737 | 46 | Elevated |
| Crown City | 1 | $1,416 | 46 | Elevated |
| The Village of Indian Hill | 1 | $2,864 | 46 | Elevated |
| North Fairfield | 1 | $1,512 | 46 | Elevated |
| Williamsburg | 1 | $1,543 | 46 | Elevated |
| Thurston | 1 | $1,423 | 46 | Elevated |
| Bethel | 1 | $1,445 | 46 | Elevated |
| Danville | 1 | $1,361 | 46 | Elevated |
| New Bavaria | 1 | $1,449 | 46 | Elevated |
| Reynoldsburg | 1 | $1,418 | 46 | Elevated |
| Kings Mills | 1 | $1,844 | 46 | Elevated |
| McConnelsville | 1 | $1,360 | 46 | Elevated |
| Pitsburg | 1 | $1,301 | 46 | Elevated |
| Peebles | 2 | $1,446 | 46 | Elevated |
| East Palestine | 1 | $1,254 | 46 | Elevated |
| Yorkshire | 1 | $1,327 | 46 | Elevated |
| Middlefield | 4 | $1,414 | 46 | Elevated |
| Oak Hill | 1 | $1,487 | 46 | Elevated |
| Kenton | 1 | $1,416 | 46 | Elevated |
| West Carrollton | 1 | $1,306 | 46 | Elevated |
| Lewisburg | 1 | $1,524 | 46 | Elevated |
| West Manchester | 1 | $1,492 | 46 | Elevated |
| East Springfield | 1 | $1,230 | 46 | Elevated |
| Warren | 2 | $1,199 | 46 | Elevated |
| Glouster | 1 | $1,283 | 46 | Elevated |
| South Charleston | 1 | $1,651 | 46 | Elevated |
| Dublin | 2 | $1,718 | 46 | Elevated |
| Leetonia | 1 | $1,353 | 46 | Elevated |
| Montrose-Ghent | 1 | $1,879 | 46 | Elevated |
| Wilmington | 1 | $1,530 | 46 | Elevated |
| Millfield | 1 | $1,267 | 46 | Elevated |
| Ada | 1 | $1,471 | 46 | Elevated |
| Terrace Park | 1 | $2,354 | 46 | Elevated |
| Casstown | 1 | $1,648 | 46 | Elevated |
| Moscow | 1 | $1,537 | 46 | Elevated |
| Ashtabula | 1 | $1,229 | 46 | Elevated |
| Athalia | 2 | $1,518 | 45 | Elevated |
| Farmersville | 1 | $1,604 | 45 | Elevated |
| Berkey | 1 | $1,623 | 45 | Elevated |
| Urbana | 1 | $1,479 | 45 | Elevated |
| Murray City | 1 | $1,007 | 45 | Elevated |
| Marion | 1 | $1,456 | 45 | Elevated |
| Sarahsville | 1 | $1,353 | 45 | Elevated |
| Conneaut | 2 | $1,245 | 45 | Elevated |
| Masury | 1 | $1,194 | 45 | Elevated |
| Freeport | 1 | $1,146 | 45 | Elevated |
| Richmond | 1 | $1,323 | 45 | Elevated |
| Morrow | 2 | $1,676 | 45 | Elevated |
| Burgoon | 1 | $1,456 | 45 | Elevated |
| Brilliant | 1 | $1,149 | 45 | Elevated |
| Chesterland | 2 | $1,738 | 45 | Elevated |
| Harpster | 1 | $1,518 | 45 | Elevated |
| Cygnet | 1 | $1,869 | 45 | Elevated |
| Highland Heights | 1 | $1,464 | 45 | Elevated |
| Gettysburg | 1 | $1,205 | 45 | Elevated |
| Montgomery | 1 | $2,058 | 45 | Elevated |
| Dexter City | 1 | $1,083 | 45 | Elevated |
| Grand Rapids | 1 | $1,496 | 45 | Elevated |
| Tontogany | 1 | $1,228 | 45 | Elevated |
| Mount Orab | 1 | $1,505 | 45 | Elevated |
| Mount Pleasant | 1 | $1,266 | 45 | Elevated |
| Robertsville | 1 | $1,496 | 45 | Elevated |
| Marshallville | 1 | $1,339 | 45 | Elevated |
| Sterling | 1 | $1,205 | 45 | Elevated |
| New London | 1 | $1,399 | 45 | Elevated |
| Butler | 1 | $1,413 | 45 | Elevated |
| Aberdeen | 1 | $1,405 | 45 | Elevated |
| Crestline | 1 | $1,304 | 45 | Elevated |
| Piqua | 1 | $1,383 | 45 | Elevated |
| Navarre | 1 | $1,238 | 45 | Elevated |
| Beach City | 1 | $1,217 | 45 | Elevated |
| Arcadia | 1 | $1,462 | 45 | Elevated |
| East Sparta | 1 | $1,225 | 45 | Elevated |
| Kettering | 4 | $1,419 | 45 | Elevated |
| Springfield | 5 | $1,443 | 45 | Elevated |
| Arlington | 1 | $1,639 | 45 | Elevated |
| Rockford | 1 | $1,432 | 45 | Elevated |
| Ansonia | 1 | $1,351 | 45 | Elevated |
| Pandora | 1 | $1,436 | 45 | Elevated |
| Lakewood | 1 | $1,416 | 44 | Elevated |
| Upper Arlington | 2 | $1,681 | 44 | Elevated |
| Stoutsville | 1 | $1,627 | 44 | Elevated |
| Bainbridge | 2 | $1,658 | 44 | Elevated |
| Mingo Junction | 1 | $1,204 | 44 | Elevated |
| London | 1 | $1,506 | 44 | Elevated |
| Bellefontaine | 1 | $1,423 | 44 | Elevated |
| Adamsville | 1 | $1,434 | 44 | Elevated |
| East Rochester | 1 | $1,251 | 44 | Elevated |
| Galena | 1 | $1,814 | 44 | Elevated |
| Nashville | 1 | $1,210 | 44 | Elevated |
| Windham | 1 | $1,264 | 44 | Elevated |
| Valley City | 2 | $1,353 | 44 | Elevated |
| Paulding | 1 | $1,407 | 44 | Elevated |
| Oakwood | 2 | $1,531 | 44 | Elevated |
| Morristown | 1 | $1,214 | 44 | Elevated |
| Steubenville | 2 | $1,237 | 44 | Elevated |
| Friendship | 1 | $1,524 | 44 | Elevated |
| Convoy | 1 | $1,528 | 44 | Elevated |
| Birmingham | 1 | $1,462 | 44 | Elevated |
| Mineral Ridge | 2 | $1,275 | 44 | Elevated |
| Crooksville | 1 | $1,231 | 44 | Elevated |
| Ashley | 1 | $1,489 | 44 | Elevated |
| Clarington | 1 | $1,344 | 44 | Elevated |
| New Washington | 1 | $1,259 | 44 | Elevated |
| Fresno | 1 | $1,259 | 44 | Elevated |
| Middle Point | 1 | $1,517 | 44 | Elevated |
| Bradford | 1 | $1,441 | 44 | Elevated |
| Jeromesville | 1 | $1,354 | 44 | Elevated |
| Belpre | 1 | $1,213 | 44 | Elevated |
| Pataskala | 1 | $1,465 | 44 | Elevated |
| Bettsville | 1 | $1,345 | 44 | Elevated |
| Wheelersburg | 1 | $1,609 | 44 | Elevated |
| Seville | 1 | $1,333 | 44 | Elevated |
| Sunbury | 1 | $1,519 | 44 | Elevated |
| Lore City | 1 | $1,275 | 44 | Elevated |
| Shreve | 1 | $1,219 | 44 | Elevated |
| Eldorado | 1 | $1,461 | 44 | Elevated |
| Ottoville | 1 | $1,290 | 44 | Elevated |
| Beavercreek | 4 | $1,391 | 44 | Elevated |
| Westlake | 1 | $1,666 | 44 | Elevated |
| Vandalia | 1 | $1,367 | 44 | Elevated |
| Geneva | 1 | $1,243 | 44 | Elevated |
| St. Clairsville | 1 | $1,282 | 44 | Elevated |
| Verona | 1 | $1,285 | 43 | Elevated |
| Bidwell | 1 | $1,443 | 43 | Elevated |
| Wellington | 1 | $1,380 | 43 | Elevated |
| Cumberland | 1 | $1,292 | 43 | Elevated |
| Richmond Dale | 3 | $1,345 | 43 | Elevated |
| Shiloh | 1 | $1,415 | 43 | Elevated |
| Toronto | 1 | $1,180 | 43 | Elevated |
| New Madison | 1 | $1,384 | 43 | Elevated |
| Buckeye Lake | 1 | $1,171 | 43 | Elevated |
| Bellville | 1 | $1,413 | 43 | Elevated |
| Zanesville | 1 | $1,284 | 43 | Elevated |
| Salineville | 1 | $1,350 | 43 | Elevated |
| Groveport | 1 | $1,475 | 43 | Elevated |
| Atwater | 2 | $1,369 | 43 | Elevated |
| Vincent | 2 | $1,348 | 43 | Elevated |
| Salesville | 1 | $1,325 | 43 | Elevated |
| Greenhills | 1 | $1,321 | 43 | Elevated |
| Berlin Heights | 1 | $1,367 | 43 | Elevated |
| South Bloomfield | 1 | $1,512 | 43 | Elevated |
| Holmesville | 1 | $1,204 | 43 | Elevated |
| North Lima | 1 | $1,411 | 43 | Elevated |
| New Carlisle | 1 | $1,433 | 43 | Elevated |
| Lancaster | 1 | $1,462 | 43 | Elevated |
| Oak Harbor | 1 | $1,318 | 43 | Elevated |
| Pickerington | 1 | $1,609 | 43 | Elevated |
| Holgate | 1 | $1,416 | 43 | Elevated |
| East Liberty | 1 | $1,616 | 43 | Elevated |
| Forest Park | 1 | $1,463 | 43 | Elevated |
| Commercial Point | 1 | $1,537 | 43 | Elevated |
| Newton Falls | 1 | $1,248 | 43 | Elevated |
| North Star | 1 | $1,294 | 43 | Elevated |
| Bucyrus | 1 | $1,298 | 43 | Elevated |
| Botkins | 1 | $1,375 | 42 | Elevated |
| Pleasant Plain | 1 | $1,498 | 42 | Elevated |
| Marietta | 2 | $1,433 | 42 | Elevated |
| Struthers | 1 | $1,120 | 42 | Elevated |
| Whitehouse | 2 | $1,507 | 42 | Elevated |
| Louisville | 1 | $1,247 | 42 | Elevated |
| Pleasant City | 1 | $1,298 | 42 | Elevated |
| North Royalton | 2 | $1,505 | 42 | Elevated |
| Cardington | 1 | $1,581 | 42 | Elevated |
| Clyde | 1 | $1,294 | 42 | Elevated |
| Gann (Brinkhaven) | 2 | $1,305 | 42 | Elevated |
| New Straitsville | 1 | $1,453 | 42 | Elevated |
| St. Bernard | 1 | $1,532 | 42 | Elevated |
| New Middletown | 1 | $1,235 | 42 | Elevated |
| Tremont City | 1 | $1,339 | 42 | Elevated |
| Cadiz | 1 | $1,325 | 42 | Elevated |
| Moraine | 1 | $1,170 | 42 | Elevated |
| Chillicothe | 1 | $1,414 | 42 | Elevated |
| Perrysville | 1 | $1,283 | 42 | Elevated |
| Devola | 1 | $1,300 | 42 | Elevated |
| Matamoras | 1 | $1,230 | 42 | Elevated |
| Powhatan Point | 1 | $1,183 | 42 | Elevated |
| Lake Milton | 4 | $1,404 | 42 | Elevated |
| Tiro | 1 | $1,287 | 42 | Elevated |
| Springdale | 1 | $1,525 | 42 | Elevated |
| Alliance | 1 | $1,227 | 42 | Elevated |
| Fredericktown | 1 | $1,471 | 42 | Elevated |
| Avon Lake | 1 | $1,475 | 42 | Elevated |
| Bowerston | 1 | $1,187 | 42 | Elevated |
| Valley Hi | 1 | $1,561 | 41 | Elevated |
| Tuppers Plains | 2 | $1,282 | 41 | Elevated |
| Grand River | 1 | $1,078 | 41 | Elevated |
| Anna | 1 | $1,457 | 41 | Elevated |
| Nellie | 1 | $1,289 | 41 | Elevated |
| New Burlington | 1 | $1,347 | 41 | Elevated |
| Harbor Hills | 1 | $1,466 | 41 | Elevated |
| Little Hocking | 1 | $1,260 | 41 | Elevated |
| Lyons | 1 | $1,420 | 41 | Elevated |
| Woodworth | 1 | $1,323 | 41 | Elevated |
| West Alexandria | 1 | $1,498 | 41 | Elevated |
| Gambier | 1 | $1,596 | 41 | Elevated |
| Jackson | 1 | $1,550 | 41 | Elevated |
| Senecaville | 1 | $1,307 | 41 | Elevated |
| Somerset | 1 | $1,430 | 41 | Elevated |
| Grove City | 1 | $1,423 | 41 | Elevated |
| Cortland | 1 | $1,326 | 41 | Elevated |
| Mount Vernon | 1 | $1,394 | 41 | Elevated |
| Byesville | 1 | $1,222 | 41 | Elevated |
| Troy | 1 | $1,399 | 41 | Elevated |
| Hudson | 1 | $1,755 | 41 | Elevated |
| Franklin Furnace | 1 | $1,377 | 41 | Elevated |
| Waverly | 1 | $1,486 | 41 | Elevated |
| Uhrichsville | 1 | $1,233 | 41 | Elevated |
| Sherrodsville | 1 | $1,228 | 41 | Elevated |
| Canfield | 1 | $1,553 | 41 | Elevated |
| Tuscarawas | 1 | $1,127 | 41 | Elevated |
| Cinnamon Lake | 1 | $1,314 | 41 | Elevated |
| North Kingsville | 1 | $1,135 | 41 | Elevated |
| Kingston | 1 | $1,449 | 41 | Elevated |
| Chauncey | 1 | $1,188 | 41 | Elevated |
| Wyoming | 1 | $1,554 | 41 | Elevated |
| Oregon | 1 | $1,403 | 41 | Elevated |
| Tipp City | 1 | $1,470 | 41 | Elevated |
| Rocky River | 1 | $1,490 | 41 | Elevated |
| Springboro | 1 | $1,770 | 41 | Elevated |
| Newport | 2 | $1,230 | 41 | Elevated |
| Greenwich | 1 | $1,462 | 40 | Moderate |
| Christiansburg | 1 | $1,315 | 40 | Moderate |
| Gratis | 1 | $1,321 | 40 | Moderate |
| Strongsville | 2 | $1,320 | 40 | Moderate |
| New Franklin | 2 | $1,324 | 40 | Moderate |
| Broadview Heights | 1 | $1,414 | 40 | Moderate |
| Loudonville | 2 | $1,211 | 40 | Moderate |
| Lebanon | 1 | $1,618 | 40 | Moderate |
| Barnesville | 1 | $1,205 | 40 | Moderate |
| Cairo | 1 | $1,264 | 40 | Moderate |
| De Graff | 1 | $1,521 | 40 | Moderate |
| Harrison | 2 | $1,501 | 40 | Moderate |
| Shadyside | 1 | $1,167 | 40 | Moderate |
| Oberlin | 1 | $1,341 | 40 | Moderate |
| Monroe | 1 | $1,417 | 40 | Moderate |
| Sullivan | 2 | $1,400 | 40 | Moderate |
| Burbank | 1 | $1,353 | 40 | Moderate |
| Munroe Falls | 1 | $1,183 | 40 | Moderate |
| Plain City | 1 | $1,570 | 40 | Moderate |
| Felicity | 1 | $1,387 | 40 | Moderate |
| Fort Recovery | 1 | $1,314 | 40 | Moderate |
| New Concord | 1 | $1,366 | 40 | Moderate |
| Hannibal | 1 | $1,035 | 40 | Moderate |
| Wilberforce | 1 | $1,586 | 40 | Moderate |
| Middletown | 2 | $1,490 | 40 | Moderate |
| Elgin | 1 | $1,476 | 40 | Moderate |
| Centerville (Thurman) | 1 | $1,331 | 40 | Moderate |
| Chesterhill | 1 | $1,310 | 40 | Moderate |
| College Corner | 1 | $1,359 | 40 | Moderate |
| Howland Center | 1 | $1,344 | 40 | Moderate |
| Suffield | 1 | $1,307 | 40 | Moderate |
| Carrollton | 1 | $1,252 | 40 | Moderate |
| Russia | 2 | $1,480 | 40 | Moderate |
| Lorain | 3 | $1,193 | 40 | Moderate |
| Hartville | 1 | $1,357 | 40 | Moderate |
| Columbiana | 1 | $1,276 | 40 | Moderate |
| Amsterdam | 1 | $1,323 | 40 | Moderate |
| McComb | 1 | $1,569 | 40 | Moderate |
| Otway | 2 | $1,454 | 40 | Moderate |
| Loveland | 1 | $1,627 | 40 | Moderate |
| Dunlap | 1 | $1,621 | 40 | Moderate |
| Arcanum | 1 | $1,353 | 40 | Moderate |
| Port Washington | 1 | $1,287 | 40 | Moderate |
| Franklin | 1 | $1,343 | 40 | Moderate |
| Pigeon Creek | 1 | $1,470 | 40 | Moderate |
| West Unity | 1 | $1,295 | 40 | Moderate |
| LaGrange | 1 | $1,333 | 40 | Moderate |
| Wilmot | 1 | $1,170 | 40 | Moderate |
| Blanchester | 1 | $1,430 | 40 | Moderate |
| Sylvania | 2 | $1,487 | 40 | Moderate |
| Camp Dennison | 1 | $1,376 | 40 | Moderate |
| Lordstown | 1 | $1,270 | 40 | Moderate |
| Madison | 2 | $1,316 | 39 | Moderate |
| Twinsburg | 1 | $1,306 | 39 | Moderate |
| Holland | 1 | $1,457 | 39 | Moderate |
| Maria Stein | 1 | $1,217 | 39 | Moderate |
| West Jefferson | 1 | $1,499 | 39 | Moderate |
| Delaware | 1 | $1,513 | 39 | Moderate |
| Austintown | 1 | $1,148 | 39 | Moderate |
| Garrettsville | 1 | $1,316 | 39 | Moderate |
| Deshler | 1 | $1,337 | 39 | Moderate |
| Rawson | 1 | $1,606 | 39 | Moderate |
| Medina | 1 | $1,455 | 39 | Moderate |
| St. Louisville | 1 | $1,444 | 39 | Moderate |
| Woodsfield | 1 | $1,251 | 39 | Moderate |
| Greenville | 1 | $1,329 | 39 | Moderate |
| Beverly | 1 | $1,305 | 39 | Moderate |
| Hamilton | 3 | $1,414 | 39 | Moderate |
| Bay Village | 1 | $1,466 | 39 | Moderate |
| Girard | 1 | $1,234 | 39 | Moderate |
| New Weston | 1 | $1,273 | 39 | Moderate |
| Marysville | 1 | $1,468 | 39 | Moderate |
| Avon | 1 | $1,428 | 39 | Moderate |
| Mount Gilead | 1 | $1,542 | 39 | Moderate |
| Cambridge | 1 | $1,271 | 39 | Moderate |
| Helena | 1 | $1,473 | 39 | Moderate |
| Adena | 1 | $1,135 | 39 | Moderate |
| Utica | 1 | $1,472 | 39 | Moderate |
| Guilford Lake | 1 | $1,345 | 39 | Moderate |
| Wilson | 1 | $1,246 | 39 | Moderate |
| Lucas | 1 | $1,284 | 39 | Moderate |
| Magnolia | 1 | $1,294 | 39 | Moderate |
| Oxford | 1 | $1,494 | 39 | Moderate |
| Lima | 3 | $1,388 | 39 | Moderate |
| Dunkirk | 1 | $1,421 | 39 | Moderate |
| White Oak | 1 | $1,280 | 39 | Moderate |
| Belmont | 1 | $1,257 | 39 | Moderate |
| Piketon | 1 | $1,499 | 39 | Moderate |
| Sherwood | 1 | $1,457 | 38 | Moderate |
| Chardon | 1 | $1,455 | 38 | Moderate |
| Mantua | 1 | $1,380 | 38 | Moderate |
| Grover Hill | 1 | $1,581 | 38 | Moderate |
| Mason | 1 | $1,766 | 38 | Moderate |
| Stryker | 1 | $1,408 | 38 | Moderate |
| Beckett Ridge | 1 | $1,662 | 38 | Moderate |
| Sycamore | 1 | $1,486 | 38 | Moderate |
| Hubbard | 1 | $1,268 | 38 | Moderate |
| Vickery | 1 | $1,279 | 38 | Moderate |
| Bloomdale | 1 | $1,635 | 38 | Moderate |
| Gahanna | 1 | $1,413 | 38 | Moderate |
| Payne | 1 | $1,545 | 38 | Moderate |
| Monroeville | 1 | $1,310 | 38 | Moderate |
| Yorkville | 1 | $1,177 | 38 | Moderate |
| Sheffield | 1 | $1,216 | 38 | Moderate |
| Fairfield | 1 | $1,418 | 38 | Moderate |
| Hicksville | 1 | $1,428 | 38 | Moderate |
| Tallmadge | 1 | $1,217 | 38 | Moderate |
| Lake Mohawk | 1 | $1,361 | 38 | Moderate |
| Westfield Center | 1 | $1,410 | 38 | Moderate |
| South Lebanon | 1 | $1,500 | 38 | Moderate |
| Lakeview | 1 | $1,143 | 38 | Moderate |
| Jerusalem | 1 | $1,242 | 38 | Moderate |
| Lodi | 1 | $1,235 | 38 | Moderate |
| Norton | 1 | $1,161 | 38 | Moderate |
| Risingsun | 1 | $1,409 | 38 | Moderate |
| Sardis | 1 | $1,263 | 38 | Moderate |
| Westerville | 2 | $1,521 | 38 | Moderate |
| Niles | 1 | $1,157 | 38 | Moderate |
| Independence | 1 | $1,269 | 38 | Moderate |
| Quaker City | 1 | $1,342 | 38 | Moderate |
| Woodville | 1 | $1,524 | 38 | Moderate |
| Ravenna | 1 | $1,243 | 38 | Moderate |
| Luckey | 1 | $1,401 | 38 | Moderate |
| Leipsic | 1 | $1,421 | 37 | Moderate |
| Corning | 1 | $1,283 | 37 | Moderate |
| Plymouth | 1 | $1,345 | 37 | Moderate |
| West Lafayette | 1 | $1,164 | 37 | Moderate |
| Elyria | 1 | $1,182 | 37 | Moderate |
| Hilliard | 1 | $1,387 | 37 | Moderate |
| Minerva | 1 | $1,214 | 37 | Moderate |
| Smithville | 1 | $1,063 | 37 | Moderate |
| Malinta | 1 | $1,366 | 37 | Moderate |
| Enon | 1 | $1,279 | 37 | Moderate |
| Columbus Grove | 1 | $1,361 | 37 | Moderate |
| Aurora | 1 | $1,545 | 37 | Moderate |
| McClure | 1 | $1,502 | 37 | Moderate |
| Bradner | 1 | $1,424 | 37 | Moderate |
| Nashport | 1 | $1,456 | 37 | Moderate |
| Negley | 1 | $1,396 | 37 | Moderate |
| Gnadenhutten | 1 | $1,258 | 37 | Moderate |
| Waterville | 1 | $1,400 | 37 | Moderate |
| Norwalk | 1 | $1,328 | 37 | Moderate |
| New Richmond | 1 | $1,455 | 37 | Moderate |
| Laura | 1 | $1,445 | 37 | Moderate |
| Upper Sandusky | 1 | $1,386 | 37 | Moderate |
| Carey | 1 | $1,394 | 37 | Moderate |
| Forestville | 1 | $1,594 | 37 | Moderate |
| Landen | 1 | $1,521 | 37 | Moderate |
| Russells Point | 1 | $1,157 | 37 | Moderate |
| Killbuck | 1 | $1,159 | 37 | Moderate |
| Shelby | 1 | $1,250 | 37 | Moderate |
| North Lewisburg | 1 | $1,449 | 37 | Moderate |
| Canal Fulton | 1 | $1,199 | 37 | Moderate |
| Bridgeport | 1 | $1,130 | 37 | Moderate |
| Parma | 2 | $1,029 | 37 | Moderate |
| Belle Center | 1 | $1,431 | 37 | Moderate |
| Brook Park | 1 | $1,034 | 37 | Moderate |
| Wadsworth | 1 | $1,343 | 37 | Moderate |
| Genoa | 1 | $1,273 | 37 | Moderate |
| Edon | 1 | $1,415 | 37 | Moderate |
| New Paris | 1 | $1,421 | 37 | Moderate |
| Weston | 1 | $1,456 | 36 | Moderate |
| Liberty Center | 1 | $1,432 | 36 | Moderate |
| Rossford | 1 | $1,380 | 36 | Moderate |
| Salem | 1 | $1,278 | 36 | Moderate |
| Macedonia | 1 | $1,263 | 36 | Moderate |
| Withamsville | 1 | $1,438 | 36 | Moderate |
| Norwood | 1 | $1,353 | 36 | Moderate |
| Gibsonburg | 1 | $1,390 | 36 | Moderate |
| Van Wert | 1 | $1,368 | 36 | Moderate |
| Sugarcreek | 1 | $1,229 | 36 | Moderate |
| Bellevue | 1 | $1,331 | 36 | Moderate |
| Northgate | 1 | $1,294 | 36 | Moderate |
| Brooklyn | 1 | $1,069 | 36 | Moderate |
| Middlebranch | 1 | $1,197 | 36 | Moderate |
| Delta | 1 | $1,414 | 36 | Moderate |
| Coshocton | 1 | $1,204 | 36 | Moderate |
| Gomer | 1 | $1,442 | 36 | Moderate |
| Newark | 1 | $1,275 | 36 | Moderate |
| Lansing | 1 | $1,087 | 36 | Moderate |
| Northwood | 1 | $1,314 | 36 | Moderate |
| Wilkshire Hills | 1 | $1,304 | 36 | Moderate |
| North Perry | 1 | $1,268 | 36 | Moderate |
| Milford | 1 | $1,415 | 35 | Moderate |
| Findlay | 1 | $1,412 | 35 | Moderate |
| Galion | 1 | $1,320 | 35 | Moderate |
| Trenton | 1 | $1,373 | 35 | Moderate |
| Mansfield | 5 | $1,221 | 35 | Moderate |
| Batavia | 1 | $1,373 | 35 | Moderate |
| Chippewa Lake | 1 | $1,077 | 35 | Moderate |
| Kirtland | 1 | $1,358 | 35 | Moderate |
| Mount Sterling | 1 | $1,570 | 35 | Moderate |
| Blue Jay | 1 | $1,420 | 35 | Moderate |
| Willard | 1 | $1,341 | 35 | Moderate |
| Bowling Green | 1 | $1,399 | 35 | Moderate |
| Wayne | 1 | $1,479 | 35 | Moderate |
| Maumee | 1 | $1,376 | 35 | Moderate |
| Blue Ash | 1 | $1,834 | 35 | Moderate |
| Wapakoneta | 1 | $1,348 | 35 | Moderate |
| Willshire | 1 | $1,484 | 35 | Moderate |
| Martins Ferry | 1 | $1,163 | 35 | Moderate |
| Berea | 1 | $1,095 | 35 | Moderate |
| Fredericksburg | 1 | $1,193 | 35 | Moderate |
| Antwerp | 1 | $1,365 | 35 | Moderate |
| Massillon | 2 | $1,151 | 35 | Moderate |
| Kimbolton | 1 | $1,249 | 34 | Moderate |
| Ashland | 1 | $1,319 | 34 | Moderate |
| Swanton | 1 | $1,374 | 34 | Moderate |
| Bluffton | 1 | $1,449 | 34 | Moderate |
| Green | 3 | $1,223 | 34 | Moderate |
| Stow | 1 | $1,226 | 34 | Moderate |
| Sandusky | 1 | $1,267 | 34 | Moderate |
| Cecil | 1 | $1,455 | 34 | Moderate |
| Millbury | 1 | $1,321 | 34 | Moderate |
| Fostoria | 1 | $1,319 | 34 | Moderate |
| Eaton | 1 | $1,413 | 34 | Moderate |
| Milan | 1 | $1,298 | 34 | Moderate |
| Mack | 2 | $1,420 | 34 | Moderate |
| Dennison | 1 | $1,236 | 34 | Moderate |
| Lexington | 1 | $1,365 | 34 | Moderate |
| Perrysburg | 1 | $1,478 | 34 | Moderate |
| Stone Creek | 1 | $1,214 | 34 | Moderate |
| Spencerville | 1 | $1,459 | 34 | Moderate |
| Rosewood | 1 | $1,573 | 34 | Moderate |
| Northfield | 1 | $1,224 | 34 | Moderate |
| Orrville | 1 | $1,162 | 34 | Moderate |
| Amelia | 1 | $1,292 | 34 | Moderate |
| Streetsboro | 1 | $1,187 | 34 | Moderate |
| Fairview Park | 1 | $1,166 | 34 | Moderate |
| Bethesda | 1 | $1,190 | 34 | Moderate |
| New Bloomington | 1 | $1,555 | 34 | Moderate |
| North Olmsted | 1 | $1,174 | 34 | Moderate |
| Sharonville | 1 | $1,586 | 34 | Moderate |
| Caldwell | 1 | $1,172 | 33 | Moderate |
| New Philadelphia | 1 | $1,154 | 33 | Moderate |
| Green Springs | 1 | $1,276 | 33 | Moderate |
| McDonald | 1 | $1,127 | 33 | Moderate |
| Fort Shawnee | 1 | $1,492 | 33 | Moderate |
| Fort Loramie | 1 | $1,292 | 33 | Moderate |
| Olmsted Falls | 1 | $1,204 | 33 | Moderate |
| Amherst | 1 | $1,248 | 33 | Moderate |
| Defiance | 1 | $1,292 | 33 | Moderate |
| New Knoxville | 1 | $1,226 | 33 | Moderate |
| Dellroy | 1 | $1,313 | 33 | Moderate |
| St. Marys | 1 | $1,207 | 33 | Moderate |
| Taylor Creek | 1 | $1,441 | 33 | Moderate |
| Cloverdale | 1 | $1,401 | 33 | Moderate |
| New Bremen | 1 | $1,263 | 33 | Moderate |
| Tiffin | 1 | $1,320 | 32 | Moderate |
| Green Camp | 1 | $1,222 | 32 | Moderate |
| Port Clinton | 1 | $1,261 | 32 | Moderate |
| Fremont | 1 | $1,232 | 32 | Moderate |
| Kidron | 1 | $1,163 | 32 | Moderate |
| Haskins | 1 | $1,277 | 32 | Moderate |
| Fort Jennings | 1 | $1,441 | 32 | Moderate |
| Delphos | 1 | $1,315 | 32 | Moderate |
| Dry Run | 1 | $1,615 | 32 | Moderate |
| Worthington | 1 | $1,437 | 32 | Moderate |
| Napoleon | 1 | $1,353 | 32 | Moderate |
| Middleburg Heights | 1 | $1,068 | 32 | Moderate |
| Cuyahoga Falls | 2 | $1,116 | 32 | Moderate |
| Cheshire | 1 | $1,237 | 32 | Moderate |
| Kent | 1 | $1,243 | 32 | Moderate |
| Heath | 1 | $1,296 | 32 | Moderate |
| Pioneer | 1 | $1,345 | 32 | Moderate |
| Lower Salem | 1 | $1,228 | 32 | Moderate |
| St. Henry | 1 | $1,239 | 32 | Moderate |
| Ottawa | 1 | $1,307 | 32 | Moderate |
| Brunswick | 1 | $1,187 | 32 | Moderate |
| Sidney | 1 | $1,340 | 31 | Moderate |
| Vermilion | 1 | $1,259 | 31 | Moderate |
| Rittman | 1 | $1,088 | 31 | Moderate |
| Baltic | 1 | $1,173 | 31 | Moderate |
| Edgerton | 1 | $1,277 | 31 | Moderate |
| Bryan | 1 | $1,316 | 31 | Moderate |
| Celina | 1 | $1,159 | 31 | Moderate |
| Huron | 1 | $1,240 | 31 | Moderate |
| Dover | 1 | $1,201 | 31 | Moderate |
| Montpelier | 1 | $1,298 | 31 | Moderate |
| Wooster | 1 | $1,184 | 31 | Moderate |
| Marblehead | 1 | $1,211 | 30 | Moderate |
| Kalida | 1 | $1,304 | 30 | Moderate |
| Wickliffe | 1 | $1,112 | 30 | Moderate |
| Castalia | 1 | $1,196 | 30 | Moderate |
| Strasburg | 1 | $1,193 | 30 | Moderate |
| Brewster | 1 | $1,031 | 30 | Moderate |
| Coldwater | 1 | $1,148 | 30 | Moderate |
| Versailles | 1 | $1,320 | 30 | Moderate |
| Continental | 1 | $1,265 | 30 | Moderate |
| Minster | 1 | $1,226 | 30 | Moderate |
| Hiram | 1 | $1,267 | 30 | Moderate |
| Glenmont | 1 | $1,229 | 30 | Moderate |
| Painesville | 1 | $1,257 | 30 | Moderate |
| Kenwood | 1 | $1,308 | 29 | Moderate |
| Apple Valley | 1 | $1,368 | 29 | Moderate |
| Nevada | 1 | $1,305 | 29 | Moderate |
| Walbridge | 1 | $1,192 | 28 | Moderate |
| North Ridgeville | 1 | $1,172 | 28 | Moderate |
| Eastlake | 1 | $1,049 | 28 | Moderate |
| Berlin | 1 | $1,205 | 28 | Moderate |
| Wauseon | 1 | $1,366 | 27 | Moderate |
| Ney | 1 | $1,433 | 27 | Moderate |
| Newcomerstown | 1 | $1,167 | 26 | Moderate |
| Archbold | 1 | $1,229 | 25 | Moderate |
| Mentor | 1 | $1,193 | 25 | Moderate |
| Ohio City | 1 | $1,344 | 24 | Moderate |
| Dundee | 1 | $1,254 | 23 | Moderate |
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Highest Risk ZIPs
Data Sources & Methodology
Core insurance data: US Treasury Federal Insurance Office (FIO), 2018–2022 — the most comprehensive homeowners insurance dataset ever released, covering 25,500+ ZIP codes and 246M+ policies. This data was collected under a Biden-era initiative (Executive Order 14030) and published January 2025. The Trump administration subsequently removed the report from FIO's website. InsureWatch preserves and builds on this public data.
2023-2025 premium estimates are projected using the FRED CPI for Household Insurance (CUSR0000SEHC01), adjusted for each ZIP's historical growth trend relative to the national rate. Projections are not quotes and actual premiums vary by carrier, coverage, claims history, and property. Storm data: NOAA Storm Events Database, current through 2025. Economic data: FRED (Federal Reserve), current through 2026. Demographics: Census ACS 2022. Insurance Stress Scores are a weighted composite of premium levels, trends, nonrenewal rates, storm exposure, and affordability.