Ohio

Home insurance overview — 1000 ZIP codes, 803 cities

Avg Premium (2025 Est.)

$1,419

+12.5% from 2022

Nonrenewal Rate

1.19%

5yr Storm Damage

$811.1M

Ohio Risk Map

Cities

City	ZIP Codes	Avg Premium	Stress Score	YoY	Risk
South Solon	1	$1,934	70	+16.7%	High
Zoar	1	$1,736	68	+16.8%	High
Owensville	1	$1,633	67	+18.2%	High
East Cleveland	1	$1,740	67	+12.2%	High
Shaker Heights	1	$2,058	66	+11.7%	High
Graysville	1	$1,435	65	+16.3%	High
Midland	1	$1,738	63	+16.7%	High
Rockbridge	1	$1,739	62	+13.8%	High
Ridgeway	1	$1,482	62	+11.4%	High
Spring Valley	1	$2,066	62	+14.3%	High
Dayton	8	$1,549	62	+14.0%	High
Clarksburg	1	$1,542	62	+14.3%	High
Quincy	1	$1,534	61	+14.1%	High
Trotwood	2	$1,522	61	+13.7%	High
Rushville	1	$1,637	61	+12.3%	High
North Hampton	1	$1,624	61	+16.8%	High
Williamsport	1	$1,582	61	+12.0%	High
Fletcher	1	$1,592	61	+17.0%	High
Pleasantville	1	$1,681	60	+15.2%	Elevated
Conesville	1	$1,291	60	+11.4%	Elevated
Gates Mills	1	$3,048	60	+11.2%	Elevated
Kirkersville	2	$1,605	60	+15.2%	Elevated
Morral	1	$1,678	60	+15.0%	Elevated
New Holland	1	$1,632	60	+14.1%	Elevated
Donnelsville	1	$1,462	59	+8.0%	Elevated
Seaman	1	$1,635	59	+14.6%	Elevated
Laurelville	2	$1,631	59	+15.8%	Elevated
Neapolis	1	$1,456	59	+17.3%	Elevated
Harveysburg	1	$1,536	58	+15.9%	Elevated
Leesburg	1	$1,694	58	+15.2%	Elevated
Cleveland	15	$1,555	58	+11.8%	Elevated
New Lebanon	1	$1,413	58	+14.4%	Elevated
Lewistown	1	$1,648	58	+14.5%	Elevated
Edison	1	$1,653	58	+18.4%	Elevated
St. Martin	1	$1,645	57	+16.7%	Elevated
McCutchenville	1	$1,630	57	+15.1%	Elevated
Norwich	1	$1,400	57	+11.5%	Elevated
Greenfield	1	$1,599	57	+15.5%	Elevated
South Webster	1	$1,476	57	+10.9%	Elevated
Brookville	1	$1,483	57	+14.5%	Elevated
Kinsman Center	2	$1,492	57	+12.6%	Elevated
Bourneville	1	$1,605	57	+11.4%	Elevated
Manchester	1	$1,574	56	+14.3%	Elevated
Hamersville	1	$1,665	56	+17.2%	Elevated
Elmore	1	$1,547	56	+14.6%	Elevated
Beachwood	1	$1,994	56	+10.3%	Elevated
Warrensville Heights	1	$1,383	56	+12.4%	Elevated
Mount Blanchard	1	$1,629	56	+13.3%	Elevated
Youngstown	9	$1,373	55	+11.4%	Elevated
Andover	2	$1,301	55	+14.5%	Elevated
Chesapeake	2	$1,520	55	+11.6%	Elevated
Euclid	3	$1,302	55	+12.8%	Elevated
Lakemore	1	$1,126	55	+10.2%	Elevated
Hollansburg	1	$1,614	55	+20.6%	Elevated
Derby	1	$1,692	55	+15.3%	Elevated
Waynesburg	1	$1,299	55	+12.6%	Elevated
Clay Center	2	$1,575	55	+13.8%	Elevated
Hunting Valley	1	$2,601	54	+11.4%	Elevated
Hide-A-Way Hills	1	$1,644	54	+12.9%	Elevated
Homeworth	1	$1,354	54	+12.8%	Elevated
New Marshfield	2	$1,459	54	+12.1%	Elevated
Collins	1	$1,490	54	+12.5%	Elevated
Cleveland Heights	1	$1,690	54	+11.1%	Elevated
Jefferson	2	$1,471	54	+12.5%	Elevated
Camden	1	$1,625	54	+15.5%	Elevated
Hopedale	1	$1,238	54	+11.8%	Elevated
Maple Heights	1	$1,314	54	+13.2%	Elevated
New Springfield	1	$1,337	54	+10.8%	Elevated
Racine	2	$1,387	54	+8.3%	Elevated
Petersburg	1	$1,301	54	+11.6%	Elevated
Wharton	1	$1,460	53	+11.9%	Elevated
Custar	1	$1,578	53	+15.2%	Elevated
Milford Center	2	$1,571	53	+12.6%	Elevated
Pomeroy	2	$1,381	53	+10.4%	Elevated
Midvale	1	$1,169	53	+9.8%	Elevated
Seven Mile	1	$1,453	53	+12.2%	Elevated
Ripley	1	$1,527	53	+13.9%	Elevated
Dola	1	$1,524	53	+9.4%	Elevated
Clarksville	1	$1,760	53	+14.3%	Elevated
West Mansfield	1	$1,664	53	+13.3%	Elevated
Alger	1	$1,395	53	+11.9%	Elevated
Irondale	2	$1,368	53	+13.4%	Elevated
Tippecanoe	1	$1,272	53	+13.0%	Elevated
Campbell	1	$1,244	53	+10.5%	Elevated
West Union	1	$1,472	53	+11.9%	Elevated
Leavittsburg	1	$1,292	53	+13.7%	Elevated
Jenera	1	$1,906	53	+17.7%	Elevated
Orwell	2	$1,419	53	+12.3%	Elevated
Toledo	14	$1,558	53	+13.0%	Elevated
Jerry City	1	$1,425	53	+16.1%	Elevated
Richwood	1	$1,734	53	+15.0%	Elevated
Philo	2	$1,373	53	+11.2%	Elevated
Parkman	1	$1,386	53	+8.0%	Elevated
Bremen	1	$1,511	53	+12.7%	Elevated
Hooven	1	$1,143	53	+13.5%	Elevated
La Rue	1	$1,619	52	+18.9%	Elevated
Scio	1	$1,349	52	+13.0%	Elevated
Amanda	1	$1,726	52	+14.2%	Elevated
Germantown	1	$1,511	52	+12.1%	Elevated
New Athens	1	$1,183	52	+11.3%	Elevated
Williston	1	$1,400	52	+18.3%	Elevated
Akron	12	$1,385	52	+11.2%	Elevated
Granville South	2	$1,815	52	+11.7%	Elevated
Wellsville	1	$1,305	52	+11.5%	Elevated
Attica	1	$1,546	52	+14.7%	Elevated
McDermott	1	$1,639	52	+12.0%	Elevated
Lindsey	1	$1,248	52	+8.0%	Elevated
Rutland	2	$1,311	52	+9.3%	Elevated
Summerfield	1	$1,274	52	+14.9%	Elevated
Garfield Heights	1	$1,317	52	+15.2%	Elevated
Beloit	1	$1,362	52	+12.2%	Elevated
Roseville	1	$1,322	52	+13.3%	Elevated
Winchester	1	$1,606	52	+13.1%	Elevated
Shawnee Hills	1	$1,624	52	+14.8%	Elevated
Hayesville	1	$1,180	52	+13.3%	Elevated
Hillsboro	1	$1,490	52	+12.7%	Elevated
North Lawrence	1	$1,396	52	+12.0%	Elevated
Sebring	2	$1,280	51	+11.3%	Elevated
Martinsville	1	$1,502	51	+13.0%	Elevated
Gallipolis	2	$1,470	51	+10.3%	Elevated
West Liberty	1	$1,561	51	+14.3%	Elevated
Ostrander	1	$1,672	51	+13.8%	Elevated
Austinburg	1	$1,424	51	+13.1%	Elevated
Rogers	1	$1,420	51	+9.4%	Elevated
West Portsmouth	1	$1,540	51	+12.0%	Elevated
Dresden	1	$1,462	51	+12.4%	Elevated
Bergholz	1	$1,324	51	+11.1%	Elevated
Spencer	2	$1,459	51	+14.2%	Elevated
Stockport	1	$1,280	51	+11.7%	Elevated
St. Paris	1	$1,575	51	+16.2%	Elevated
West Milton	2	$1,425	51	+16.1%	Elevated
Albany	1	$1,367	51	+9.1%	Elevated
Flushing	2	$1,104	51	+10.2%	Elevated
Minford	1	$1,646	51	+14.0%	Elevated
Syracuse	1	$1,363	51	+13.6%	Elevated
Lafayette	1	$1,734	51	+20.2%	Elevated
Huntsville	1	$1,686	51	+14.7%	Elevated
Hamler	1	$1,588	51	+14.5%	Elevated
Stewart	2	$1,331	51	+9.8%	Elevated
Republic	1	$1,519	51	+12.0%	Elevated
Pleasant Hill	1	$1,367	51	+14.2%	Elevated
Brownsville	3	$1,531	51	+12.3%	Elevated
Cedarville	1	$1,536	51	+12.8%	Elevated
Van Buren	1	$1,745	51	+14.6%	Elevated
Mendon	1	$1,336	51	+13.3%	Elevated
Hamden	1	$1,331	51	+11.6%	Elevated
Covington	1	$1,429	51	+14.5%	Elevated
Sabina	1	$1,494	51	+15.7%	Elevated
Russellville	1	$1,711	50	+19.2%	Elevated
Shawnee	2	$1,559	50	+16.1%	Elevated
New Albany	1	$2,201	50	+12.7%	Elevated
Centerville	2	$1,694	50	+12.8%	Elevated
South Euclid	1	$1,410	50	+12.4%	Elevated
Walton Hills	1	$1,364	50	+12.7%	Elevated
Carroll	1	$1,774	50	+13.8%	Elevated
Harrisburg	1	$1,456	50	+16.0%	Elevated
Clayton	3	$1,508	50	+13.8%	Elevated
Yellow Springs	1	$1,609	50	+13.4%	Elevated
Jacksonville	1	$1,106	50	+8.0%	Elevated
Coolville	2	$1,466	50	+12.3%	Elevated
Radnor	1	$1,725	50	+13.3%	Elevated
Orangeville	2	$1,425	50	+11.1%	Elevated
Kelleys Island	1	$1,298	50	+10.3%	Elevated
Vinton	1	$1,436	50	+10.4%	Elevated
Mount Victory	1	$1,590	50	+14.6%	Elevated
Jeffersonville	1	$1,576	50	+15.2%	Elevated
Rudolph	1	$1,547	50	+16.8%	Elevated
Peninsula	1	$1,514	50	+10.3%	Elevated
Bloomingburg	1	$1,492	50	+14.6%	Elevated
Junction City	1	$1,389	50	+10.8%	Elevated
West Farmington	3	$1,370	50	+11.5%	Elevated
Waldo	1	$1,606	50	+11.3%	Elevated
Union City	1	$1,307	49	+13.7%	Elevated
Glencoe	1	$1,230	49	+12.3%	Elevated
Neffs	2	$1,223	49	+12.5%	Elevated
Goshen	1	$1,447	49	+15.5%	Elevated
Calcutta	1	$1,262	49	+10.6%	Elevated
Mechanicsburg	1	$1,602	49	+14.8%	Elevated
Dillonvale	2	$1,262	49	+12.1%	Elevated
Richfield	1	$1,895	49	+10.4%	Elevated
Lowellville	1	$1,379	49	+12.2%	Elevated
Kingsville	1	$1,376	49	+13.2%	Elevated
Hartford (Croton)	1	$1,644	49	+10.8%	Elevated
Lucasville	1	$1,589	49	+12.7%	Elevated
Mount Cory	1	$1,626	49	+13.1%	Elevated
Rushsylvania	1	$1,573	49	+13.8%	Elevated
Buchtel	1	$1,145	49	+8.0%	Elevated
Sandyville	1	$1,255	49	+11.1%	Elevated
Phillipsburg	1	$1,262	49	+15.9%	Elevated
North Baltimore	1	$1,487	49	+14.5%	Elevated
Solon	1	$1,767	49	+10.9%	Elevated
Caledonia	1	$1,482	49	+14.7%	Elevated
South Vienna	1	$1,661	49	+15.3%	Elevated
Ironton	2	$1,428	49	+13.0%	Elevated
Woodstock	2	$1,779	49	+14.1%	Elevated
Jackson Center	2	$1,463	49	+14.9%	Elevated
Logan	1	$1,470	48	+13.5%	Elevated
McArthur	2	$1,595	48	+11.2%	Elevated
Dalton	1	$1,232	48	+11.2%	Elevated
The Plains	1	$1,176	48	+10.2%	Elevated
Lisbon	1	$1,337	48	+11.8%	Elevated
Burton	2	$1,490	48	+11.5%	Elevated
Athens	1	$1,422	48	+10.1%	Elevated
Summitville	2	$1,303	48	+9.3%	Elevated
Mineral City	1	$1,273	48	+10.8%	Elevated
Westminster	1	$1,671	48	+12.7%	Elevated
Georgetown	1	$1,551	48	+14.5%	Elevated
Baltimore	1	$1,746	48	+15.5%	Elevated
Lithopolis	1	$1,634	48	+18.9%	Elevated
Middleport	1	$1,175	48	+9.3%	Elevated
Nelsonville	1	$1,316	48	+12.5%	Elevated
Fairborn	1	$1,241	48	+13.1%	Elevated
Somerville	1	$1,600	48	+12.6%	Elevated
Miamisburg	1	$1,420	48	+13.0%	Elevated
Centerburg	1	$1,608	48	+15.4%	Elevated
Vanlue	1	$1,382	48	+10.5%	Elevated
Brecksville	1	$1,693	48	+11.8%	Elevated
New Vienna	1	$1,508	48	+13.2%	Elevated
Marengo	1	$1,583	48	+14.8%	Elevated
Frazeysburg	1	$1,467	48	+11.4%	Elevated
Roaming Shores	2	$1,392	48	+12.4%	Elevated
Duncan Falls	2	$1,405	48	+12.6%	Elevated
Damascus	1	$1,345	48	+11.6%	Elevated
Hebron	1	$1,470	48	+12.5%	Elevated
Addyston	1	$1,358	48	+16.4%	Elevated
Pemberville	1	$1,503	48	+12.7%	Elevated
Waterford	1	$1,325	48	+10.1%	Elevated
Columbus	29	$1,522	48	+12.5%	Elevated
Kansas	1	$1,494	48	+12.2%	Elevated
Amesville	1	$1,307	48	+8.0%	Elevated
Washingtonville	1	$1,182	48	+11.5%	Elevated
Johnstown	1	$1,575	48	+11.9%	Elevated
Wellston	1	$1,412	47	+11.0%	Elevated
Wilkesville	1	$1,429	47	+12.5%	Elevated
Huber Heights	1	$1,311	47	+13.5%	Elevated
Doylestown	1	$1,249	47	+10.0%	Elevated
Vienna Center	1	$1,356	47	+12.0%	Elevated
Brookfield Center	1	$1,267	47	+12.5%	Elevated
South Point	2	$1,425	47	+12.0%	Elevated
Lake Waynoka	1	$1,533	47	+14.2%	Elevated
Raymond	1	$1,710	47	+12.7%	Elevated
Waynesfield	1	$1,531	47	+13.5%	Elevated
New Riegel	2	$1,487	47	+11.5%	Elevated
Cincinnati	24	$1,651	47	+12.5%	Elevated
Circleville	1	$1,473	47	+11.7%	Elevated
Xenia	1	$1,516	47	+13.9%	Elevated
Forest	1	$1,558	47	+14.0%	Elevated
Medway	1	$1,291	47	+13.9%	Elevated
Creston	1	$1,164	47	+11.0%	Elevated
Lewisville	1	$1,327	47	+8.8%	Elevated
Canton	11	$1,270	47	+11.3%	Elevated
Malta	1	$1,308	47	+13.8%	Elevated
Lake Lorelei	1	$1,704	47	+16.5%	Elevated
Portsmouth	1	$1,529	47	+13.0%	Elevated
Frankfort	1	$1,587	47	+12.1%	Elevated
Washington Court House	1	$1,458	47	+13.5%	Elevated
Fayette	1	$1,359	47	+11.1%	Elevated
Stockdale	1	$1,558	47	+11.0%	Elevated
New Lexington	1	$1,328	47	+11.1%	Elevated
Jewett	1	$1,332	47	+13.5%	Elevated
Rayland	1	$1,201	47	+11.4%	Elevated
Portage	1	$1,626	47	+16.1%	Elevated
Bellbrook	1	$1,657	47	+13.9%	Elevated
New Waterford	1	$1,371	47	+11.9%	Elevated
Alvordton	1	$1,544	47	+12.8%	Elevated
Put-in-Bay	2	$1,503	47	+13.9%	Elevated
Powell	1	$1,794	46	+11.9%	Elevated
Tiltonsville	1	$1,073	46	+10.8%	Elevated
Metamora	1	$1,488	46	+12.8%	Elevated
Prospect	1	$1,533	46	+14.1%	Elevated
Curtice	1	$1,496	46	+13.5%	Elevated
Polk	1	$1,343	46	+12.2%	Elevated
Grafton	2	$1,370	46	+12.7%	Elevated
Bloomville	1	$1,539	46	+13.2%	Elevated
Pepper Pike	1	$1,473	46	+10.9%	Elevated
Waynesville	1	$1,737	46	+14.7%	Elevated
Crown City	1	$1,416	46	+10.5%	Elevated
The Village of Indian Hill	1	$2,864	46	+14.1%	Elevated
North Fairfield	1	$1,512	46	+12.1%	Elevated
Williamsburg	1	$1,543	46	+14.2%	Elevated
Thurston	1	$1,423	46	+10.4%	Elevated
Bethel	1	$1,445	46	+13.9%	Elevated
Danville	1	$1,361	46	+14.0%	Elevated
New Bavaria	1	$1,449	46	+12.5%	Elevated
Reynoldsburg	1	$1,418	46	+13.5%	Elevated
Kings Mills	1	$1,844	46	+17.0%	Elevated
McConnelsville	1	$1,360	46	+14.6%	Elevated
Pitsburg	1	$1,301	46	+12.7%	Elevated
Peebles	2	$1,446	46	+11.5%	Elevated
East Palestine	1	$1,254	46	+12.3%	Elevated
Yorkshire	1	$1,327	46	+10.7%	Elevated
Middlefield	4	$1,414	46	+10.8%	Elevated
Oak Hill	1	$1,487	46	+13.2%	Elevated
Kenton	1	$1,416	46	+13.5%	Elevated
West Carrollton	1	$1,306	46	+13.5%	Elevated
Lewisburg	1	$1,524	46	+16.2%	Elevated
West Manchester	1	$1,492	46	+15.4%	Elevated
East Springfield	1	$1,230	46	+10.9%	Elevated
Warren	2	$1,199	46	+12.0%	Elevated
Glouster	1	$1,283	46	+11.3%	Elevated
South Charleston	1	$1,651	46	+15.7%	Elevated
Dublin	2	$1,718	46	+11.9%	Elevated
Leetonia	1	$1,353	46	+11.5%	Elevated
Montrose-Ghent	1	$1,879	46	+10.5%	Elevated
Wilmington	1	$1,530	46	+14.0%	Elevated
Millfield	1	$1,267	46	+9.0%	Elevated
Ada	1	$1,471	46	+13.5%	Elevated
Terrace Park	1	$2,354	46	+13.6%	Elevated
Casstown	1	$1,648	46	+13.2%	Elevated
Moscow	1	$1,537	46	+13.8%	Elevated
Ashtabula	1	$1,229	46	+12.1%	Elevated
Athalia	2	$1,518	45	+14.2%	Elevated
Farmersville	1	$1,604	45	+13.1%	Elevated
Berkey	1	$1,623	45	+14.1%	Elevated
Urbana	1	$1,479	45	+14.8%	Elevated
Murray City	1	$1,007	45	+8.0%	Elevated
Marion	1	$1,456	45	+16.2%	Elevated
Sarahsville	1	$1,353	45	+11.7%	Elevated
Conneaut	2	$1,245	45	+11.6%	Elevated
Masury	1	$1,194	45	+12.8%	Elevated
Freeport	1	$1,146	45	+10.7%	Elevated
Richmond	1	$1,323	45	+13.2%	Elevated
Morrow	2	$1,676	45	+14.0%	Elevated
Burgoon	1	$1,456	45	+12.4%	Elevated
Brilliant	1	$1,149	45	+9.6%	Elevated
Chesterland	2	$1,738	45	+11.8%	Elevated
Harpster	1	$1,518	45	+15.7%	Elevated
Cygnet	1	$1,869	45	+16.5%	Elevated
Highland Heights	1	$1,464	45	+11.9%	Elevated
Gettysburg	1	$1,205	45	+12.7%	Elevated
Montgomery	1	$2,058	45	+13.7%	Elevated
Dexter City	1	$1,083	45	+8.0%	Elevated
Grand Rapids	1	$1,496	45	+13.2%	Elevated
Tontogany	1	$1,228	45	+9.7%	Elevated
Mount Orab	1	$1,505	45	+14.4%	Elevated
Mount Pleasant	1	$1,266	45	+8.9%	Elevated
Robertsville	1	$1,496	45	+13.0%	Elevated
Marshallville	1	$1,339	45	+11.3%	Elevated
Sterling	1	$1,205	45	+10.8%	Elevated
New London	1	$1,399	45	+11.5%	Elevated
Butler	1	$1,413	45	+13.7%	Elevated
Aberdeen	1	$1,405	45	+12.4%	Elevated
Crestline	1	$1,304	45	+13.1%	Elevated
Piqua	1	$1,383	45	+15.5%	Elevated
Navarre	1	$1,238	45	+12.0%	Elevated
Beach City	1	$1,217	45	+12.8%	Elevated
Arcadia	1	$1,462	45	+13.0%	Elevated
East Sparta	1	$1,225	45	+12.4%	Elevated
Kettering	4	$1,419	45	+12.9%	Elevated
Springfield	5	$1,443	45	+15.4%	Elevated
Arlington	1	$1,639	45	+15.4%	Elevated
Rockford	1	$1,432	45	+13.4%	Elevated
Ansonia	1	$1,351	45	+16.1%	Elevated
Pandora	1	$1,436	45	+11.3%	Elevated
Lakewood	1	$1,416	44	+11.9%	Elevated
Upper Arlington	2	$1,681	44	+12.2%	Elevated
Stoutsville	1	$1,627	44	+13.2%	Elevated
Bainbridge	2	$1,658	44	+11.0%	Elevated
Mingo Junction	1	$1,204	44	+12.6%	Elevated
London	1	$1,506	44	+10.6%	Elevated
Bellefontaine	1	$1,423	44	+14.1%	Elevated
Adamsville	1	$1,434	44	+14.3%	Elevated
East Rochester	1	$1,251	44	+9.4%	Elevated
Galena	1	$1,814	44	+12.5%	Elevated
Nashville	1	$1,210	44	+9.4%	Elevated
Windham	1	$1,264	44	+11.1%	Elevated
Valley City	2	$1,353	44	+12.2%	Elevated
Paulding	1	$1,407	44	+14.5%	Elevated
Oakwood	2	$1,531	44	+13.5%	Elevated
Morristown	1	$1,214	44	+13.0%	Elevated
Steubenville	2	$1,237	44	+11.3%	Elevated
Friendship	1	$1,524	44	+8.0%	Elevated
Convoy	1	$1,528	44	+14.9%	Elevated
Birmingham	1	$1,462	44	+13.2%	Elevated
Mineral Ridge	2	$1,275	44	+9.4%	Elevated
Crooksville	1	$1,231	44	+10.4%	Elevated
Ashley	1	$1,489	44	+12.0%	Elevated
Clarington	1	$1,344	44	+9.7%	Elevated
New Washington	1	$1,259	44	+12.1%	Elevated
Fresno	1	$1,259	44	+10.9%	Elevated
Middle Point	1	$1,517	44	+15.8%	Elevated
Bradford	1	$1,441	44	+16.4%	Elevated
Jeromesville	1	$1,354	44	+13.5%	Elevated
Belpre	1	$1,213	44	+9.9%	Elevated
Pataskala	1	$1,465	44	+11.8%	Elevated
Bettsville	1	$1,345	44	+16.7%	Elevated
Wheelersburg	1	$1,609	44	+13.8%	Elevated
Seville	1	$1,333	44	+12.1%	Elevated
Sunbury	1	$1,519	44	+11.5%	Elevated
Lore City	1	$1,275	44	+11.5%	Elevated
Shreve	1	$1,219	44	+10.8%	Elevated
Eldorado	1	$1,461	44	+17.5%	Elevated
Ottoville	1	$1,290	44	+9.4%	Elevated
Beavercreek	4	$1,391	44	+13.3%	Elevated
Westlake	1	$1,666	44	+11.2%	Elevated
Vandalia	1	$1,367	44	+13.8%	Elevated
Geneva	1	$1,243	44	+13.5%	Elevated
St. Clairsville	1	$1,282	44	+12.1%	Elevated
Verona	1	$1,285	43	+11.9%	Elevated
Bidwell	1	$1,443	43	+8.2%	Elevated
Wellington	1	$1,380	43	+13.6%	Elevated
Cumberland	1	$1,292	43	+8.9%	Elevated
Richmond Dale	3	$1,345	43	+10.0%	Elevated
Shiloh	1	$1,415	43	+15.6%	Elevated
Toronto	1	$1,180	43	+11.2%	Elevated
New Madison	1	$1,384	43	+13.8%	Elevated
Buckeye Lake	1	$1,171	43	+9.9%	Elevated
Bellville	1	$1,413	43	+13.4%	Elevated
Zanesville	1	$1,284	43	+10.9%	Elevated
Salineville	1	$1,350	43	+12.1%	Elevated
Groveport	1	$1,475	43	+12.5%	Elevated
Atwater	2	$1,369	43	+10.5%	Elevated
Vincent	2	$1,348	43	+10.5%	Elevated
Salesville	1	$1,325	43	+11.8%	Elevated
Greenhills	1	$1,321	43	+14.7%	Elevated
Berlin Heights	1	$1,367	43	+12.2%	Elevated
South Bloomfield	1	$1,512	43	+11.3%	Elevated
Holmesville	1	$1,204	43	+10.3%	Elevated
North Lima	1	$1,411	43	+9.3%	Elevated
New Carlisle	1	$1,433	43	+15.5%	Elevated
Lancaster	1	$1,462	43	+13.2%	Elevated
Oak Harbor	1	$1,318	43	+11.6%	Elevated
Pickerington	1	$1,609	43	+13.4%	Elevated
Holgate	1	$1,416	43	+14.3%	Elevated
East Liberty	1	$1,616	43	+13.0%	Elevated
Forest Park	1	$1,463	43	+13.5%	Elevated
Commercial Point	1	$1,537	43	+12.1%	Elevated
Newton Falls	1	$1,248	43	+12.2%	Elevated
North Star	1	$1,294	43	+11.8%	Elevated
Bucyrus	1	$1,298	43	+13.9%	Elevated
Botkins	1	$1,375	42	+12.7%	Elevated
Pleasant Plain	1	$1,498	42	+14.9%	Elevated
Marietta	2	$1,433	42	+10.5%	Elevated
Struthers	1	$1,120	42	+10.1%	Elevated
Whitehouse	2	$1,507	42	+11.7%	Elevated
Louisville	1	$1,247	42	+11.7%	Elevated
Pleasant City	1	$1,298	42	+14.0%	Elevated
North Royalton	2	$1,505	42	+12.5%	Elevated
Cardington	1	$1,581	42	+14.8%	Elevated
Clyde	1	$1,294	42	+12.7%	Elevated
Gann (Brinkhaven)	2	$1,305	42	+8.0%	Elevated
New Straitsville	1	$1,453	42	+13.6%	Elevated
St. Bernard	1	$1,532	42	+14.2%	Elevated
New Middletown	1	$1,235	42	+10.9%	Elevated
Tremont City	1	$1,339	42	+8.0%	Elevated
Cadiz	1	$1,325	42	+13.6%	Elevated
Moraine	1	$1,170	42	+12.2%	Elevated
Chillicothe	1	$1,414	42	+11.0%	Elevated
Perrysville	1	$1,283	42	+11.8%	Elevated
Devola	1	$1,300	42	+10.6%	Elevated
Matamoras	1	$1,230	42	+8.3%	Elevated
Powhatan Point	1	$1,183	42	+9.6%	Elevated
Lake Milton	4	$1,404	42	+11.5%	Elevated
Tiro	1	$1,287	42	+8.0%	Elevated
Springdale	1	$1,525	42	+13.5%	Elevated
Alliance	1	$1,227	42	+11.3%	Elevated
Fredericktown	1	$1,471	42	+14.9%	Elevated
Avon Lake	1	$1,475	42	+12.2%	Elevated
Bowerston	1	$1,187	42	+13.2%	Elevated
Valley Hi	1	$1,561	41	+12.6%	Elevated
Tuppers Plains	2	$1,282	41	+8.6%	Elevated
Grand River	1	$1,078	41	+9.3%	Elevated
Anna	1	$1,457	41	+12.1%	Elevated
Nellie	1	$1,289	41	+11.4%	Elevated
New Burlington	1	$1,347	41	+14.3%	Elevated
Harbor Hills	1	$1,466	41	+11.6%	Elevated
Little Hocking	1	$1,260	41	+10.1%	Elevated
Lyons	1	$1,420	41	+11.4%	Elevated
Woodworth	1	$1,323	41	+9.6%	Elevated
West Alexandria	1	$1,498	41	+14.2%	Elevated
Gambier	1	$1,596	41	+15.4%	Elevated
Jackson	1	$1,550	41	+12.2%	Elevated
Senecaville	1	$1,307	41	+10.7%	Elevated
Somerset	1	$1,430	41	+12.2%	Elevated
Grove City	1	$1,423	41	+13.5%	Elevated
Cortland	1	$1,326	41	+11.2%	Elevated
Mount Vernon	1	$1,394	41	+13.5%	Elevated
Byesville	1	$1,222	41	+11.1%	Elevated
Troy	1	$1,399	41	+15.3%	Elevated
Hudson	1	$1,755	41	+9.5%	Elevated
Franklin Furnace	1	$1,377	41	+11.4%	Elevated
Waverly	1	$1,486	41	+10.6%	Elevated
Uhrichsville	1	$1,233	41	+12.2%	Elevated
Sherrodsville	1	$1,228	41	+9.9%	Elevated
Canfield	1	$1,553	41	+9.7%	Elevated
Tuscarawas	1	$1,127	41	+9.9%	Elevated
Cinnamon Lake	1	$1,314	41	+10.6%	Elevated
North Kingsville	1	$1,135	41	+9.0%	Elevated
Kingston	1	$1,449	41	+10.3%	Elevated
Chauncey	1	$1,188	41	+9.5%	Elevated
Wyoming	1	$1,554	41	+13.8%	Elevated
Oregon	1	$1,403	41	+12.1%	Elevated
Tipp City	1	$1,470	41	+15.7%	Elevated
Rocky River	1	$1,490	41	+11.1%	Elevated
Springboro	1	$1,770	41	+14.4%	Elevated
Newport	2	$1,230	41	+9.5%	Elevated
Greenwich	1	$1,462	40	+14.4%	Moderate
Christiansburg	1	$1,315	40	+17.0%	Moderate
Gratis	1	$1,321	40	+16.9%	Moderate
Strongsville	2	$1,320	40	+11.6%	Moderate
New Franklin	2	$1,324	40	+10.5%	Moderate
Broadview Heights	1	$1,414	40	+12.0%	Moderate
Loudonville	2	$1,211	40	+10.1%	Moderate
Lebanon	1	$1,618	40	+13.8%	Moderate
Barnesville	1	$1,205	40	+12.6%	Moderate
Cairo	1	$1,264	40	+11.8%	Moderate
De Graff	1	$1,521	40	+13.3%	Moderate
Harrison	2	$1,501	40	+14.4%	Moderate
Shadyside	1	$1,167	40	+12.3%	Moderate
Oberlin	1	$1,341	40	+11.8%	Moderate
Monroe	1	$1,417	40	+14.0%	Moderate
Sullivan	2	$1,400	40	+12.9%	Moderate
Burbank	1	$1,353	40	+10.6%	Moderate
Munroe Falls	1	$1,183	40	+9.2%	Moderate
Plain City	1	$1,570	40	+11.5%	Moderate
Felicity	1	$1,387	40	+11.8%	Moderate
Fort Recovery	1	$1,314	40	+10.2%	Moderate
New Concord	1	$1,366	40	+9.6%	Moderate
Hannibal	1	$1,035	40	+8.0%	Moderate
Wilberforce	1	$1,586	40	+14.0%	Moderate
Middletown	2	$1,490	40	+14.1%	Moderate
Elgin	1	$1,476	40	+12.0%	Moderate
Centerville (Thurman)	1	$1,331	40	+7.9%	Moderate
Chesterhill	1	$1,310	40	+7.9%	Moderate
College Corner	1	$1,359	40	+11.8%	Moderate
Howland Center	1	$1,344	40	+11.3%	Moderate
Suffield	1	$1,307	40	+11.5%	Moderate
Carrollton	1	$1,252	40	+11.8%	Moderate
Russia	2	$1,480	40	+11.6%	Moderate
Lorain	3	$1,193	40	+13.3%	Moderate
Hartville	1	$1,357	40	+10.4%	Moderate
Columbiana	1	$1,276	40	+11.6%	Moderate
Amsterdam	1	$1,323	40	+14.2%	Moderate
McComb	1	$1,569	40	+11.6%	Moderate
Otway	2	$1,454	40	+11.7%	Moderate
Loveland	1	$1,627	40	+13.8%	Moderate
Dunlap	1	$1,621	40	+14.0%	Moderate
Arcanum	1	$1,353	40	+14.3%	Moderate
Port Washington	1	$1,287	40	+11.4%	Moderate
Franklin	1	$1,343	40	+13.5%	Moderate
Pigeon Creek	1	$1,470	40	+10.5%	Moderate
West Unity	1	$1,295	40	+14.2%	Moderate
LaGrange	1	$1,333	40	+13.4%	Moderate
Wilmot	1	$1,170	40	+8.4%	Moderate
Blanchester	1	$1,430	40	+12.6%	Moderate
Sylvania	2	$1,487	40	+10.8%	Moderate
Camp Dennison	1	$1,376	40	+11.4%	Moderate
Lordstown	1	$1,270	40	+11.2%	Moderate
Madison	2	$1,316	39	+12.0%	Moderate
Twinsburg	1	$1,306	39	+9.6%	Moderate
Holland	1	$1,457	39	+10.4%	Moderate
Maria Stein	1	$1,217	39	+10.5%	Moderate
West Jefferson	1	$1,499	39	+14.1%	Moderate
Delaware	1	$1,513	39	+12.5%	Moderate
Austintown	1	$1,148	39	+10.0%	Moderate
Garrettsville	1	$1,316	39	+9.7%	Moderate
Deshler	1	$1,337	39	+9.4%	Moderate
Rawson	1	$1,606	39	+12.9%	Moderate
Medina	1	$1,455	39	+13.6%	Moderate
St. Louisville	1	$1,444	39	+12.3%	Moderate
Woodsfield	1	$1,251	39	+9.1%	Moderate
Greenville	1	$1,329	39	+14.9%	Moderate
Beverly	1	$1,305	39	+12.2%	Moderate
Hamilton	3	$1,414	39	+13.7%	Moderate
Bay Village	1	$1,466	39	+11.7%	Moderate
Girard	1	$1,234	39	+10.4%	Moderate
New Weston	1	$1,273	39	+13.3%	Moderate
Marysville	1	$1,468	39	+13.2%	Moderate
Avon	1	$1,428	39	+12.2%	Moderate
Mount Gilead	1	$1,542	39	+15.0%	Moderate
Cambridge	1	$1,271	39	+12.0%	Moderate
Helena	1	$1,473	39	+11.9%	Moderate
Adena	1	$1,135	39	+8.9%	Moderate
Utica	1	$1,472	39	+12.2%	Moderate
Guilford Lake	1	$1,345	39	+12.8%	Moderate
Wilson	1	$1,246	39	+9.4%	Moderate
Lucas	1	$1,284	39	+11.1%	Moderate
Magnolia	1	$1,294	39	+11.7%	Moderate
Oxford	1	$1,494	39	+13.3%	Moderate
Lima	3	$1,388	39	+12.9%	Moderate
Dunkirk	1	$1,421	39	+12.6%	Moderate
White Oak	1	$1,280	39	+14.2%	Moderate
Belmont	1	$1,257	39	+11.7%	Moderate
Piketon	1	$1,499	39	+9.4%	Moderate
Sherwood	1	$1,457	38	+15.7%	Moderate
Chardon	1	$1,455	38	+12.2%	Moderate
Mantua	1	$1,380	38	+11.9%	Moderate
Grover Hill	1	$1,581	38	+16.2%	Moderate
Mason	1	$1,766	38	+13.1%	Moderate
Stryker	1	$1,408	38	+15.5%	Moderate
Beckett Ridge	1	$1,662	38	+13.9%	Moderate
Sycamore	1	$1,486	38	+13.9%	Moderate
Hubbard	1	$1,268	38	+10.7%	Moderate
Vickery	1	$1,279	38	+11.3%	Moderate
Bloomdale	1	$1,635	38	+13.3%	Moderate
Gahanna	1	$1,413	38	+12.7%	Moderate
Payne	1	$1,545	38	+18.6%	Moderate
Monroeville	1	$1,310	38	+10.2%	Moderate
Yorkville	1	$1,177	38	+12.4%	Moderate
Sheffield	1	$1,216	38	+12.4%	Moderate
Fairfield	1	$1,418	38	+14.2%	Moderate
Hicksville	1	$1,428	38	+14.3%	Moderate
Tallmadge	1	$1,217	38	+9.9%	Moderate
Lake Mohawk	1	$1,361	38	+12.0%	Moderate
Westfield Center	1	$1,410	38	+11.4%	Moderate
South Lebanon	1	$1,500	38	+14.6%	Moderate
Lakeview	1	$1,143	38	+13.2%	Moderate
Jerusalem	1	$1,242	38	+8.0%	Moderate
Lodi	1	$1,235	38	+12.5%	Moderate
Norton	1	$1,161	38	+10.2%	Moderate
Risingsun	1	$1,409	38	+11.2%	Moderate
Sardis	1	$1,263	38	+11.2%	Moderate
Westerville	2	$1,521	38	+11.7%	Moderate
Niles	1	$1,157	38	+10.7%	Moderate
Independence	1	$1,269	38	+12.2%	Moderate
Quaker City	1	$1,342	38	+13.9%	Moderate
Woodville	1	$1,524	38	+14.6%	Moderate
Ravenna	1	$1,243	38	+10.3%	Moderate
Luckey	1	$1,401	38	+10.8%	Moderate
Leipsic	1	$1,421	37	+14.0%	Moderate
Corning	1	$1,283	37	+9.4%	Moderate
Plymouth	1	$1,345	37	+13.0%	Moderate
West Lafayette	1	$1,164	37	+13.0%	Moderate
Elyria	1	$1,182	37	+12.2%	Moderate
Hilliard	1	$1,387	37	+12.4%	Moderate
Minerva	1	$1,214	37	+10.7%	Moderate
Smithville	1	$1,063	37	+10.1%	Moderate
Malinta	1	$1,366	37	+8.8%	Moderate
Enon	1	$1,279	37	+13.4%	Moderate
Columbus Grove	1	$1,361	37	+10.3%	Moderate
Aurora	1	$1,545	37	+9.6%	Moderate
McClure	1	$1,502	37	+17.0%	Moderate
Bradner	1	$1,424	37	+14.6%	Moderate
Nashport	1	$1,456	37	+10.5%	Moderate
Negley	1	$1,396	37	+10.1%	Moderate
Gnadenhutten	1	$1,258	37	+13.9%	Moderate
Waterville	1	$1,400	37	+11.6%	Moderate
Norwalk	1	$1,328	37	+12.7%	Moderate
New Richmond	1	$1,455	37	+10.2%	Moderate
Laura	1	$1,445	37	+13.7%	Moderate
Upper Sandusky	1	$1,386	37	+14.2%	Moderate
Carey	1	$1,394	37	+13.7%	Moderate
Forestville	1	$1,594	37	+13.3%	Moderate
Landen	1	$1,521	37	+12.5%	Moderate
Russells Point	1	$1,157	37	+16.3%	Moderate
Killbuck	1	$1,159	37	+10.1%	Moderate
Shelby	1	$1,250	37	+14.3%	Moderate
North Lewisburg	1	$1,449	37	+14.2%	Moderate
Canal Fulton	1	$1,199	37	+11.1%	Moderate
Bridgeport	1	$1,130	37	+11.1%	Moderate
Parma	2	$1,029	37	+12.3%	Moderate
Belle Center	1	$1,431	37	+12.8%	Moderate
Brook Park	1	$1,034	37	+12.6%	Moderate
Wadsworth	1	$1,343	37	+13.2%	Moderate
Genoa	1	$1,273	37	+11.1%	Moderate
Edon	1	$1,415	37	+16.2%	Moderate
New Paris	1	$1,421	37	+14.7%	Moderate
Weston	1	$1,456	36	+15.2%	Moderate
Liberty Center	1	$1,432	36	+11.8%	Moderate
Rossford	1	$1,380	36	+11.0%	Moderate
Salem	1	$1,278	36	+11.9%	Moderate
Macedonia	1	$1,263	36	+10.1%	Moderate
Withamsville	1	$1,438	36	+14.0%	Moderate
Norwood	1	$1,353	36	+12.0%	Moderate
Gibsonburg	1	$1,390	36	+12.2%	Moderate
Van Wert	1	$1,368	36	+14.5%	Moderate
Sugarcreek	1	$1,229	36	+12.9%	Moderate
Bellevue	1	$1,331	36	+12.5%	Moderate
Northgate	1	$1,294	36	+13.9%	Moderate
Brooklyn	1	$1,069	36	+12.3%	Moderate
Middlebranch	1	$1,197	36	+9.1%	Moderate
Delta	1	$1,414	36	+12.4%	Moderate
Coshocton	1	$1,204	36	+12.3%	Moderate
Gomer	1	$1,442	36	+12.4%	Moderate
Newark	1	$1,275	36	+10.7%	Moderate
Lansing	1	$1,087	36	+10.7%	Moderate
Northwood	1	$1,314	36	+11.5%	Moderate
Wilkshire Hills	1	$1,304	36	+11.7%	Moderate
North Perry	1	$1,268	36	+12.8%	Moderate
Milford	1	$1,415	35	+13.7%	Moderate
Findlay	1	$1,412	35	+11.7%	Moderate
Galion	1	$1,320	35	+14.3%	Moderate
Trenton	1	$1,373	35	+13.0%	Moderate
Mansfield	5	$1,221	35	+13.1%	Moderate
Batavia	1	$1,373	35	+12.8%	Moderate
Chippewa Lake	1	$1,077	35	+12.7%	Moderate
Kirtland	1	$1,358	35	+12.1%	Moderate
Mount Sterling	1	$1,570	35	+11.4%	Moderate
Blue Jay	1	$1,420	35	+13.2%	Moderate
Willard	1	$1,341	35	+13.7%	Moderate
Bowling Green	1	$1,399	35	+12.1%	Moderate
Wayne	1	$1,479	35	+11.9%	Moderate
Maumee	1	$1,376	35	+11.4%	Moderate
Blue Ash	1	$1,834	35	+13.1%	Moderate
Wapakoneta	1	$1,348	35	+12.6%	Moderate
Willshire	1	$1,484	35	+12.4%	Moderate
Martins Ferry	1	$1,163	35	+11.9%	Moderate
Berea	1	$1,095	35	+11.8%	Moderate
Fredericksburg	1	$1,193	35	+11.6%	Moderate
Antwerp	1	$1,365	35	+13.5%	Moderate
Massillon	2	$1,151	35	+10.5%	Moderate
Kimbolton	1	$1,249	34	+12.7%	Moderate
Ashland	1	$1,319	34	+13.6%	Moderate
Swanton	1	$1,374	34	+11.3%	Moderate
Bluffton	1	$1,449	34	+11.8%	Moderate
Green	3	$1,223	34	+9.9%	Moderate
Stow	1	$1,226	34	+8.6%	Moderate
Sandusky	1	$1,267	34	+11.8%	Moderate
Cecil	1	$1,455	34	+12.2%	Moderate
Millbury	1	$1,321	34	+10.4%	Moderate
Fostoria	1	$1,319	34	+12.6%	Moderate
Eaton	1	$1,413	34	+14.3%	Moderate
Milan	1	$1,298	34	+10.4%	Moderate
Mack	2	$1,420	34	+12.3%	Moderate
Dennison	1	$1,236	34	+12.0%	Moderate
Lexington	1	$1,365	34	+13.5%	Moderate
Perrysburg	1	$1,478	34	+10.1%	Moderate
Stone Creek	1	$1,214	34	+10.6%	Moderate
Spencerville	1	$1,459	34	+10.4%	Moderate
Rosewood	1	$1,573	34	+12.3%	Moderate
Northfield	1	$1,224	34	+9.4%	Moderate
Orrville	1	$1,162	34	+11.5%	Moderate
Amelia	1	$1,292	34	+13.3%	Moderate
Streetsboro	1	$1,187	34	+9.8%	Moderate
Fairview Park	1	$1,166	34	+11.7%	Moderate
Bethesda	1	$1,190	34	+13.5%	Moderate
New Bloomington	1	$1,555	34	+14.5%	Moderate
North Olmsted	1	$1,174	34	+11.7%	Moderate
Sharonville	1	$1,586	34	+14.0%	Moderate
Caldwell	1	$1,172	33	+10.7%	Moderate
New Philadelphia	1	$1,154	33	+11.0%	Moderate
Green Springs	1	$1,276	33	+9.7%	Moderate
McDonald	1	$1,127	33	+11.7%	Moderate
Fort Shawnee	1	$1,492	33	+12.7%	Moderate
Fort Loramie	1	$1,292	33	+10.9%	Moderate
Olmsted Falls	1	$1,204	33	+11.4%	Moderate
Amherst	1	$1,248	33	+11.8%	Moderate
Defiance	1	$1,292	33	+12.0%	Moderate
New Knoxville	1	$1,226	33	+11.2%	Moderate
Dellroy	1	$1,313	33	+9.9%	Moderate
St. Marys	1	$1,207	33	+12.2%	Moderate
Taylor Creek	1	$1,441	33	+13.9%	Moderate
Cloverdale	1	$1,401	33	+11.1%	Moderate
New Bremen	1	$1,263	33	+11.9%	Moderate
Tiffin	1	$1,320	32	+12.9%	Moderate
Green Camp	1	$1,222	32	+9.8%	Moderate
Port Clinton	1	$1,261	32	+10.9%	Moderate
Fremont	1	$1,232	32	+11.6%	Moderate
Kidron	1	$1,163	32	+11.7%	Moderate
Haskins	1	$1,277	32	+10.0%	Moderate
Fort Jennings	1	$1,441	32	+11.8%	Moderate
Delphos	1	$1,315	32	+14.0%	Moderate
Dry Run	1	$1,615	32	+13.0%	Moderate
Worthington	1	$1,437	32	+12.0%	Moderate
Napoleon	1	$1,353	32	+12.0%	Moderate
Middleburg Heights	1	$1,068	32	+11.9%	Moderate
Cuyahoga Falls	2	$1,116	32	+9.1%	Moderate
Cheshire	1	$1,237	32	+8.0%	Moderate
Kent	1	$1,243	32	+9.9%	Moderate
Heath	1	$1,296	32	+10.3%	Moderate
Pioneer	1	$1,345	32	+15.3%	Moderate
Lower Salem	1	$1,228	32	+8.9%	Moderate
St. Henry	1	$1,239	32	+11.8%	Moderate
Ottawa	1	$1,307	32	+9.6%	Moderate
Brunswick	1	$1,187	32	+12.5%	Moderate
Sidney	1	$1,340	31	+13.0%	Moderate
Vermilion	1	$1,259	31	+11.6%	Moderate
Rittman	1	$1,088	31	+10.6%	Moderate
Baltic	1	$1,173	31	+12.0%	Moderate
Edgerton	1	$1,277	31	+13.8%	Moderate
Bryan	1	$1,316	31	+14.6%	Moderate
Celina	1	$1,159	31	+11.3%	Moderate
Huron	1	$1,240	31	+10.8%	Moderate
Dover	1	$1,201	31	+11.1%	Moderate
Montpelier	1	$1,298	31	+14.5%	Moderate
Wooster	1	$1,184	31	+10.1%	Moderate
Marblehead	1	$1,211	30	+11.4%	Moderate
Kalida	1	$1,304	30	+9.2%	Moderate
Wickliffe	1	$1,112	30	+12.2%	Moderate
Castalia	1	$1,196	30	+12.6%	Moderate
Strasburg	1	$1,193	30	+10.8%	Moderate
Brewster	1	$1,031	30	+8.7%	Moderate
Coldwater	1	$1,148	30	+11.7%	Moderate
Versailles	1	$1,320	30	+13.9%	Moderate
Continental	1	$1,265	30	+11.0%	Moderate
Minster	1	$1,226	30	+8.9%	Moderate
Hiram	1	$1,267	30	+8.4%	Moderate
Glenmont	1	$1,229	30	+10.8%	Moderate
Painesville	1	$1,257	30	+11.8%	Moderate
Kenwood	1	$1,308	29	+13.3%	Moderate
Apple Valley	1	$1,368	29	+13.6%	Moderate
Nevada	1	$1,305	29	+9.7%	Moderate
Walbridge	1	$1,192	28	+11.1%	Moderate
North Ridgeville	1	$1,172	28	+12.1%	Moderate
Eastlake	1	$1,049	28	+11.6%	Moderate
Berlin	1	$1,205	28	+10.1%	Moderate
Wauseon	1	$1,366	27	+12.2%	Moderate
Ney	1	$1,433	27	+15.9%	Moderate
Newcomerstown	1	$1,167	26	+11.9%	Moderate
Archbold	1	$1,229	25	+11.0%	Moderate
Mentor	1	$1,193	25	+11.7%	Moderate
Ohio City	1	$1,344	24	+11.6%	Moderate
Dundee	1	$1,254	23	+12.1%	Moderate

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Data Sources & Methodology

Core insurance data: US Treasury Federal Insurance Office (FIO), 2018–2022 — the most comprehensive homeowners insurance dataset ever released, covering 25,500+ ZIP codes and 246M+ policies. This data was collected under a Biden-era initiative (Executive Order 14030) and published January 2025. The Trump administration subsequently removed the report from FIO's website. InsureWatch preserves and builds on this public data.

2023-2025 premium estimates are projected using the FRED CPI for Household Insurance (CUSR0000SEHC01), adjusted for each ZIP's historical growth trend relative to the national rate. Projections are not quotes and actual premiums vary by carrier, coverage, claims history, and property. Storm data: NOAA Storm Events Database, current through 2025. Economic data: FRED (Federal Reserve), current through 2026. Demographics: Census ACS 2022. Insurance Stress Scores are a weighted composite of premium levels, trends, nonrenewal rates, storm exposure, and affordability.