Shreveport, LA

14 ZIP codes — Louisiana

Compare quotes in Shreveport, LA

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Avg Premium (2025 Est.)

$2,199

+16.5% from 2022

Stress Score

65/100

Nonrenewal Rate

1.03%

Insurance/Income

3.9%

ZIP Codes in Shreveport

ZIP	Avg Premium	Stress Score	Risk
71101	$1,784	80	High
71103	$1,701	73	High
71108	$1,559	69	High
71109	$1,622	68	High
71119	$2,095	67	High
71051	$2,012	65	High
71106	$2,596	64	High
71107	$1,867	64	High
71105	$1,817	62	High
71104	$1,924	60	Elevated
71118	$1,736	60	Elevated
71047	$1,843	59	Elevated
71129	$1,816	58	Elevated
71115	$2,040	57	Elevated

Data Sources & Methodology

Core insurance data: US Treasury Federal Insurance Office (FIO), 2018–2022 — the most comprehensive homeowners insurance dataset ever released, covering 25,500+ ZIP codes and 246M+ policies. This data was collected under a Biden-era initiative (Executive Order 14030) and published January 2025. The Trump administration subsequently removed the report from FIO's website. InsureWatch preserves and builds on this public data.

2023-2025 premium estimates are projected using the FRED CPI for Household Insurance (CUSR0000SEHC01), adjusted for each ZIP's historical growth trend relative to the national rate. Projections are not quotes and actual premiums vary by carrier, coverage, claims history, and property. Storm data: NOAA Storm Events Database, current through 2025. Economic data: FRED (Federal Reserve), current through 2026. Demographics: Census ACS 2022. Insurance Stress Scores are a weighted composite of premium levels, trends, nonrenewal rates, storm exposure, and affordability.