California

Home insurance overview — 1000 ZIP codes, 929 cities

Avg Premium (2025 Est.)

$2,275

+22.1% from 2022

Nonrenewal Rate

1.87%

5yr Storm Damage

$1.9B

California Risk Map

Cities

City	ZIP Codes	Avg Premium	Stress Score	YoY	Risk
Whitmore	1	$4,397	90	+37.8%	Extreme
Cassel	1	$3,320	88	+37.8%	Extreme
Montgomery Creek	1	$3,902	88	+37.8%	Extreme
Bangor	1	$3,135	88	+25.4%	Extreme
Ono	1	$4,104	88	+37.8%	Extreme
French Gulch	1	$3,302	88	+37.1%	Extreme
Mountain Center	1	$3,311	88	+21.7%	Extreme
Aguanga	2	$3,780	87	+33.6%	Extreme
Lakehead	1	$3,200	87	+27.4%	Extreme
Jamul	2	$3,835	87	+27.4%	Extreme
Boulevard	1	$3,160	86	+29.6%	Extreme
Summerland	1	$4,706	86	+29.5%	Extreme
Bella Vista	1	$3,584	86	+33.8%	Extreme
Valley Center	2	$3,751	86	+28.9%	Extreme
Oak Run	1	$3,570	86	+27.6%	Extreme
Camptonville	1	$3,541	86	+24.7%	Extreme
Bonsall	1	$4,496	86	+30.2%	Extreme
Anza	2	$2,977	86	+27.3%	Extreme
Descanso	1	$3,372	85	+26.5%	Extreme
Douglas City	1	$3,424	85	+33.4%	Extreme
Millville	1	$4,012	85	+35.4%	Extreme
Manton	1	$3,905	85	+37.8%	Extreme
Junction City	1	$3,148	85	+28.1%	Extreme
Julian	1	$3,035	85	+21.0%	Extreme
Pala	1	$3,722	84	+19.5%	Extreme
Castella	1	$3,268	84	+37.8%	Extreme
Columbia	1	$2,524	84	+20.7%	Extreme
Campo	1	$2,713	83	+29.9%	Extreme
Alpine	1	$3,648	83	+27.7%	Extreme
Markleeville	1	$4,150	83	+32.9%	Extreme
Pine Valley	1	$3,169	83	+27.3%	Extreme
Potrero	1	$2,904	83	+29.3%	Extreme
Shasta	1	$3,062	83	+29.8%	Extreme
Lodoga	1	$2,830	83	+37.8%	Extreme
Rancho Santa Fe	1	$12,177	83	+30.3%	Extreme
Dobbins	2	$2,926	82	+26.5%	Extreme
Idyllwild-Pine Cove	1	$2,380	82	+19.4%	Extreme
Three Rivers	1	$2,705	82	+28.2%	Extreme
Kernville	1	$2,446	82	+27.4%	Extreme
Midpines	1	$2,659	81	+22.7%	Extreme
Squaw Valley	3	$3,115	81	+32.1%	Extreme
Coffee Creek	1	$2,622	81	+27.3%	Extreme
El Portal	1	$2,887	81	+27.6%	Extreme
Lake Arrowhead	6	$2,611	81	+17.1%	Extreme
Tuolumne City	1	$2,290	81	+24.8%	Extreme
Fall River Mills	1	$3,563	81	+33.2%	Extreme
Fiddletown	1	$3,942	81	+33.0%	Extreme
Camp Nelson	1	$2,435	81	+34.3%	Extreme
Yosemite Valley	1	$3,787	81	+25.8%	Extreme
Phoenix Lake	1	$2,494	81	+23.6%	Extreme
Auberry	3	$3,076	81	+27.9%	Extreme
Pine Mountain Lake	1	$2,502	81	+20.0%	Extreme
Burnt Ranch	1	$2,622	81	+25.2%	Extreme
Greeley Hill	1	$2,674	81	+27.9%	Extreme
Shingletown	1	$3,222	80	+33.2%	High
Dutch Flat	1	$3,007	80	+21.2%	High
Soulsbyville	1	$2,412	80	+27.6%	High
Jamestown	1	$2,363	80	+26.4%	High
Forest Ranch	1	$3,315	80	+30.2%	High
Philo	1	$4,265	80	+37.8%	High
Shaver Lake	1	$2,955	80	+15.9%	High
Fish Camp	1	$3,353	80	+27.4%	High
Round Mountain	1	$3,705	80	+34.1%	High
Keene	2	$3,128	80	+27.6%	High
Little River	1	$3,825	79	+29.5%	High
Mariposa	1	$2,945	79	+28.9%	High
Angels	1	$3,515	79	+36.4%	High
Boonville	2	$4,563	79	+36.8%	High
Smartsville	1	$3,075	79	+29.4%	High
Magalia	1	$2,825	79	+32.2%	High
Ramona	2	$3,057	78	+18.8%	High
Lewiston	1	$2,844	78	+33.5%	High
Fallbrook	1	$2,980	78	+26.8%	High
Comptche	1	$4,132	78	+30.7%	High
Vallecito	1	$2,717	78	+24.4%	High
Lower Lake	1	$3,169	77	+33.3%	High
Soda Springs	1	$4,445	77	+36.0%	High
Coloma	3	$3,468	77	+27.4%	High
Ahwahnee	1	$3,383	77	+31.5%	High
Cottonwood	1	$2,825	77	+36.2%	High
Palo Cedro	1	$3,486	77	+34.9%	High
Tahoma	2	$4,364	77	+28.7%	High
Twain Harte	1	$2,174	77	+17.5%	High
San Andreas	1	$2,611	76	+28.3%	High
Ruth	1	$2,144	76	+21.6%	High
Salyer	1	$2,884	76	+25.9%	High
Cobb	1	$3,492	76	+37.8%	High
Copperopolis	1	$3,221	76	+34.3%	High
Meadow Valley	1	$4,025	76	+37.8%	High
Bass Lake	1	$3,908	76	+30.0%	High
Murphys	1	$2,670	76	+19.7%	High
Hopland	1	$3,448	76	+32.2%	High
Piñon Hills	1	$2,198	76	+24.4%	High
Angwin	2	$4,508	76	+30.2%	High
Springville	1	$2,428	76	+25.9%	High
Alta	2	$3,000	76	+21.7%	High
Calabasas	1	$8,159	75	+31.1%	High
Plymouth	1	$3,558	75	+37.5%	High
Covelo	1	$2,933	75	+33.4%	High
Tahoe Vista	1	$3,709	75	+25.2%	High
Paradise	1	$2,224	75	+20.2%	High
Hat Creek	1	$3,229	75	+37.0%	High
Rancho Mirage	1	$3,693	75	+16.4%	High
Montecito	1	$7,695	75	+18.5%	High
Big Bear Lake	2	$2,350	75	+19.1%	High
Berry Creek	1	$2,523	75	+18.4%	High
North Fork	3	$3,078	75	+26.4%	High
Happy Camp	1	$3,191	74	+37.8%	High
Benbow	1	$3,665	74	+29.8%	High
Rancho Calaveras	2	$3,587	74	+37.8%	High
Oakhurst	1	$3,015	74	+27.1%	High
Rail Road Flat	3	$2,776	74	+21.1%	High
Big Creek	1	$2,907	74	+24.4%	High
Burney	1	$2,229	74	+27.5%	High
Solana Beach	1	$3,525	74	+26.2%	High
Clearlake Riviera	1	$3,211	74	+33.9%	High
Gasquet	1	$3,024	74	+37.5%	High
Wallace	2	$3,502	74	+31.5%	High
Temescal Valley	1	$2,495	74	+23.9%	High
Lake Don Pedro	2	$2,388	74	+33.3%	High
Anchor Bay	1	$3,280	74	+27.9%	High
Sutter Creek	1	$2,930	74	+27.0%	High
Greenville	1	$3,670	74	+37.8%	High
Santa Barbara	4	$2,819	74	+23.6%	High
Yosemite Lakes	2	$3,390	74	+34.4%	High
Janesville	1	$3,481	74	+33.9%	High
Topanga	1	$3,765	74	+16.8%	High
Palermo	1	$2,041	74	+30.8%	High
Mineral	2	$2,742	74	+35.1%	High
Weaverville	1	$2,614	74	+33.5%	High
Nevada City	1	$3,285	74	+22.2%	High
Pine Flat	1	$1,596	73	+18.4%	High
Wilton	1	$2,841	73	+25.6%	High
Avery	2	$2,581	73	+22.6%	High
Indian Wells	1	$7,036	73	+26.1%	High
Hidden Valley Lake	2	$3,383	73	+37.8%	High
Lone Pine	1	$1,834	73	+22.1%	High
Johnsville	1	$3,690	73	+35.9%	High
Crestline	2	$1,681	73	+8.0%	High
Rancho San Diego	1	$2,651	73	+25.0%	High
Oroville East	1	$2,390	73	+28.0%	High
Camino	1	$2,593	73	+19.3%	High
Potter Valley	1	$3,284	73	+37.8%	High
Gold Mountain	1	$5,062	73	+28.9%	High
Albion	1	$3,336	73	+29.5%	High
Lebec	1	$2,603	73	+25.4%	High
Palm Springs	2	$2,850	73	+20.2%	High
Catheys Valley	1	$3,948	73	+31.5%	High
Old Station	1	$2,940	73	+37.3%	High
Taylorsville	1	$3,706	72	+36.5%	High
Santa Ynez	1	$3,160	72	+14.9%	High
Redwood Valley	1	$3,050	72	+37.0%	High
Wildomar	1	$2,235	72	+23.7%	High
Rough and Ready	1	$2,672	72	+19.7%	High
Mad River	1	$2,165	72	+26.7%	High
Cazadero	1	$3,106	72	+37.8%	High
Meadow Vista	3	$2,686	72	+18.8%	High
East Quincy	1	$3,431	72	+37.8%	High
Lucerne	2	$2,492	72	+26.0%	High
Forbestown	1	$2,420	72	+16.6%	High
Eastern Goleta Valley	2	$3,081	72	+23.2%	High
Acton	1	$3,480	72	+25.8%	High
Hayfork	1	$2,669	72	+31.6%	High
Hoopa	1	$2,692	72	+37.7%	High
Mountain Ranch	1	$2,789	72	+23.2%	High
Escondido	4	$2,468	72	+23.3%	High
Brooktrails	1	$3,180	72	+37.8%	High
Clipper Mills	1	$2,013	71	+18.3%	High
Warner Valley	1	$3,237	71	+33.4%	High
Laytonville	2	$3,674	71	+32.5%	High
Wofford Heights	1	$2,106	71	+21.6%	High
Willow Creek	1	$3,118	71	+37.8%	High
Lake Wildwood	1	$3,136	71	+26.2%	High
Morongo Valley	1	$1,798	71	+23.0%	High
Cameron Park	2	$3,080	71	+27.9%	High
Westwood	1	$3,170	71	+28.7%	High
Shasta Lake	1	$2,103	71	+32.7%	High
Yucca Valley	2	$2,255	71	+25.2%	High
McClenney Tract	1	$1,621	70	+19.9%	High
Diamond Springs	3	$2,538	70	+24.7%	High
Grass Valley	1	$2,642	70	+23.4%	High
Encinitas	3	$4,544	70	+26.0%	High
Newcastle	1	$3,064	70	+27.7%	High
South Lake Tahoe	4	$2,976	70	+29.9%	High
Richvale	1	$2,189	70	+27.3%	High
Running Springs	2	$1,889	70	+14.4%	High
Sierra City	1	$3,006	70	+29.2%	High
Hornbrook	1	$2,674	70	+31.5%	High
Kings Beach	1	$3,074	70	+21.4%	High
Lake of the Pines	1	$2,782	70	+22.3%	High
Jackson	1	$2,663	70	+27.2%	High
Happy Valley	1	$2,135	69	+31.1%	High
Point Arena	1	$3,012	69	+24.3%	High
Strawberry	2	$2,593	69	+26.1%	High
Redway	1	$2,512	69	+26.5%	High
Calimesa	1	$1,652	69	+19.7%	High
Big Bear City	3	$1,855	69	+21.1%	High
Shelter Cove	1	$2,347	69	+23.9%	High
Red Bluff	1	$2,090	69	+27.4%	High
Kirkwood	1	$4,519	69	+18.1%	High
Concow	1	$2,210	69	+29.4%	High
Mi-Wuk Village	1	$1,736	69	+14.1%	High
Harbison Canyon	1	$2,097	69	+23.3%	High
Truckee	1	$4,553	69	+29.2%	High
Frazier Park	1	$2,344	69	+26.7%	High
Temecula	3	$3,082	69	+19.4%	High
Mead Valley	1	$1,934	69	+19.3%	High
Sattley	1	$3,368	69	+37.7%	High
Lake Elsinore	2	$2,046	69	+22.1%	High
Kenwood	1	$4,926	69	+32.9%	High
Alta Sierra	1	$2,563	69	+17.8%	High
Carnelian Bay	1	$4,116	68	+24.0%	High
Little Valley	1	$2,518	68	+30.6%	High
Nicasio	1	$6,381	68	+25.7%	High
Miranda	1	$2,627	68	+27.9%	High
San Juan Bautista	1	$2,841	68	+24.9%	High
Mammoth Lakes	1	$3,858	68	+22.1%	High
Downieville	1	$3,161	68	+25.9%	High
Arnold	1	$2,446	68	+20.6%	High
Jacumba	1	$1,612	68	+22.4%	High
Mendocino	1	$3,025	68	+23.2%	High
Banning	2	$1,709	68	+15.7%	High
Milford	1	$2,881	68	+26.0%	High
Dunsmuir	1	$2,512	68	+32.1%	High
Sunnyside-Tahoe City	2	$4,947	68	+18.9%	High
Tres Pinos	1	$2,743	68	+21.3%	High
Redding	3	$2,397	67	+31.6%	High
Fort Jones	2	$3,502	67	+36.9%	High
Johnstonville	1	$2,462	67	+32.0%	High
Colfax	1	$2,202	67	+12.1%	High
Woodacre	1	$3,530	67	+29.6%	High
Lake Isabella	1	$1,930	67	+23.6%	High
Solvang	1	$2,685	67	+23.2%	High
Rancho Murieta	1	$2,923	67	+29.8%	High
Spring Valley	2	$2,174	67	+26.4%	High
Coleville	1	$2,450	67	+28.0%	High
Georgetown	3	$2,230	67	+13.7%	High
Agoura Hills	1	$3,752	67	+25.3%	High
Phelan	1	$2,033	67	+20.5%	High
Penryn	1	$2,841	67	+25.3%	High
Challenge-Brownsville	1	$2,069	67	+14.4%	High
Avila Beach	1	$2,498	66	+24.1%	High
Pine Grove	1	$2,273	66	+17.4%	High
Los Olivos	1	$2,986	66	+20.2%	High
Bridgeport	1	$2,481	66	+30.9%	High
Lockwood	2	$2,913	66	+26.4%	High
San Marcos	2	$2,390	66	+23.9%	High
Hydesville	3	$2,597	66	+32.1%	High
Auburn Lake Trails	1	$3,124	66	+31.5%	High
New Cuyama	1	$1,676	66	+33.6%	High
Oak Hills	1	$2,053	66	+20.1%	High
Weldon	1	$1,754	66	+20.8%	High
Norco	1	$2,202	66	+20.0%	High
Ukiah	1	$2,502	66	+34.7%	High
Whitewater	1	$1,799	66	+18.1%	High
Avalon	1	$4,144	66	+23.0%	High
Coto de Caza	1	$4,469	66	+26.2%	High
Lemon Cove	1	$1,710	66	+9.0%	High
Mount Hebron	1	$2,661	65	+37.6%	High
Poway	1	$2,949	65	+22.0%	High
Nuevo	1	$1,817	65	+17.7%	High
Murrieta	2	$2,310	65	+19.5%	High
Somis	1	$3,620	65	+19.6%	High
Lakeside	1	$2,177	65	+23.3%	High
Mira Monte	1	$2,527	65	+21.7%	High
Del Monte Forest	1	$6,466	65	+25.5%	High
Guerneville	2	$2,338	65	+34.9%	High
Healdsburg	1	$3,415	65	+28.8%	High
Lagunitas-Forest Knolls	2	$3,895	65	+35.5%	High
Etna	1	$2,715	65	+34.1%	High
West Point	2	$2,054	65	+16.4%	High
Grizzly Flats	2	$2,568	65	+21.0%	High
Loomis	1	$2,965	65	+26.8%	High
Forestville	1	$2,486	65	+32.0%	High
La Quinta	1	$2,810	65	+17.8%	High
Ferndale	1	$2,023	64	+23.4%	High
Diablo	1	$6,963	64	+23.4%	High
Calistoga	1	$3,930	64	+26.2%	High
Monte Rio	1	$2,353	64	+31.5%	High
Pine Mountain Club	1	$2,238	64	+23.8%	High
Dunnigan	1	$1,509	64	+21.4%	High
Tranquillity	1	$1,513	64	+16.8%	High
McCloud	1	$3,062	64	+29.1%	High
Corona	3	$2,143	64	+19.9%	High
Sea Ranch	2	$3,458	64	+30.9%	High
Redlands	2	$2,191	64	+23.4%	High
Stirling City	1	$2,521	64	+30.2%	High
Palm Desert	2	$2,455	64	+21.2%	High
Yucaipa	1	$1,971	64	+21.3%	High
Carlsbad	4	$2,640	64	+22.9%	High
Laguna Beach	1	$5,346	64	+23.5%	High
San Geronimo	1	$4,299	64	+27.1%	High
Lexington Hills	1	$4,110	64	+23.6%	High
Manchester	2	$3,047	64	+24.7%	High
Winterhaven	1	$1,455	64	+14.9%	High
Cabazon	1	$1,562	64	+24.1%	High
River Pines	1	$1,607	63	+12.0%	High
Onyx	1	$2,180	63	+18.8%	High
Mentone	1	$1,708	63	+19.3%	High
Stevinson	1	$1,704	63	+24.6%	High
Creston	1	$2,989	63	+27.8%	High
Long Barn	1	$1,775	63	+14.2%	High
Ben Lomond	1	$2,679	63	+26.4%	High
Auburn	1	$2,506	63	+26.8%	High
Silverado	1	$2,594	63	+12.7%	High
Beckwourth	2	$2,897	63	+31.3%	High
Nice	1	$2,022	63	+27.1%	High
Buckhorn	1	$2,093	63	+14.3%	High
Bodega	1	$3,387	63	+24.2%	High
Camp Pendleton Mainside	1	$1,889	62	+25.9%	High
Ballico	1	$1,553	62	+18.4%	High
San Clemente	2	$3,121	62	+24.0%	High
Oasis	1	$1,641	62	+20.5%	High
Geyserville	1	$4,812	62	+34.5%	High
Los Molinos	1	$1,744	62	+24.8%	High
Vista	3	$1,985	62	+21.4%	High
Upper Lake	1	$2,650	62	+29.9%	High
Bear Valley Springs	1	$2,203	62	+26.8%	High
Claremont	2	$3,047	62	+30.3%	High
Amador City	1	$3,135	62	+27.7%	High
Beaumont	1	$1,781	62	+22.7%	High
Lucerne Valley	1	$1,588	62	+21.2%	High
Carmel Valley Village	1	$4,007	62	+24.5%	High
Eastvale	1	$2,158	62	+22.6%	High
Sierra Brooks	1	$2,749	61	+37.6%	High
Granite Bay	1	$3,181	61	+22.8%	High
Courtland	1	$1,836	61	+13.6%	High
Little Grass Valley	1	$2,681	61	+25.2%	High
Agua Dulce	1	$3,068	61	+24.2%	High
Glen Ellen	1	$4,388	61	+26.5%	High
Scotts Valley	1	$2,924	61	+24.6%	High
Walnut Grove	2	$1,761	61	+16.1%	High
Laguna Hills	1	$3,244	61	+19.8%	High
Mount Hermon	1	$2,274	61	+19.6%	High
Montague	1	$2,316	61	+29.2%	High
Sage	1	$1,657	61	+17.5%	High
Clay	1	$2,433	61	+25.4%	High
Pike	1	$2,979	61	+21.3%	High
Loma Rica	2	$2,667	61	+28.9%	High
Buellton	1	$1,685	60	+18.5%	Elevated
Mount Shasta	1	$2,753	60	+30.7%	Elevated
Wrightwood	2	$2,420	60	+24.2%	Elevated
Pollock Pines	1	$1,827	60	+8.0%	Elevated
Rancho Tehama Reserve	1	$1,647	60	+23.5%	Elevated
Homeland	1	$1,512	60	+15.9%	Elevated
Sunol	1	$3,531	60	+20.5%	Elevated
Inverness	2	$3,540	60	+25.4%	Elevated
Patton Village	1	$2,387	60	+30.3%	Elevated
Villa Park	1	$3,725	60	+22.1%	Elevated
Fairfax	1	$3,193	60	+29.5%	Elevated
Bombay Beach	1	$1,010	60	+22.5%	Elevated
Orinda	1	$4,339	60	+24.3%	Elevated
Chilcoot-Vinton	1	$3,236	60	+33.3%	Elevated
Mono City	1	$2,355	60	+21.6%	Elevated
Chualar	1	$2,601	60	+36.0%	Elevated
La Cañada Flintridge	1	$4,179	60	+23.0%	Elevated
Newell	1	$1,591	60	+16.5%	Elevated
Malibu	1	$9,327	60	+12.2%	Elevated
Coronado	1	$3,437	60	+22.8%	Elevated
Alamo	1	$4,744	59	+25.1%	Elevated
Homestead Valley	1	$1,495	59	+16.6%	Elevated
St. Helena	1	$4,993	59	+20.4%	Elevated
Oak View	1	$2,285	59	+27.2%	Elevated
Brookdale	1	$2,867	59	+23.8%	Elevated
Bonny Doon	1	$2,457	59	+25.4%	Elevated
Penngrove	1	$2,906	59	+29.3%	Elevated
Newport Beach	6	$5,280	59	+24.9%	Elevated
Borrego Springs	1	$1,894	59	+18.3%	Elevated
Millerton	1	$2,699	59	+23.0%	Elevated
El Centro	1	$1,629	59	+17.9%	Elevated
Thousand Oaks	4	$3,141	59	+24.4%	Elevated
June Lake	1	$2,988	59	+21.9%	Elevated
Portola Valley	1	$5,675	59	+18.9%	Elevated
El Cajon	1	$1,954	58	+18.9%	Elevated
Bonita	1	$2,519	58	+21.2%	Elevated
Palo Verde	1	$1,454	58	+12.4%	Elevated
Toro Canyon	1	$2,397	58	+17.8%	Elevated
Beverly Hills	2	$4,506	58	+17.1%	Elevated
Felton	1	$2,382	58	+25.3%	Elevated
Oceanside	3	$2,002	58	+22.5%	Elevated
Rancho Santa Margarita	1	$2,615	58	+23.4%	Elevated
Riverside	7	$1,766	58	+18.9%	Elevated
Sausalito	1	$4,108	58	+20.5%	Elevated
Dogtown	1	$2,148	58	+18.7%	Elevated
Sierra Madre	1	$2,589	58	+22.1%	Elevated
Sonoma	1	$2,915	58	+26.7%	Elevated
Castaic	1	$2,357	58	+22.3%	Elevated
San Juan Capistrano	1	$3,600	58	+22.1%	Elevated
Westhaven-Moonstone	1	$2,136	58	+20.6%	Elevated
Rancho Mission Viejo	1	$3,305	58	+25.5%	Elevated
Lafayette	1	$3,889	58	+25.3%	Elevated
French Camp	1	$1,494	58	+17.2%	Elevated
Cloverdale	1	$2,688	57	+33.3%	Elevated
Loma Linda	1	$1,914	57	+20.7%	Elevated
Bradbury	1	$5,374	57	+16.1%	Elevated
Camanche Village	1	$2,154	57	+30.2%	Elevated
Stevenson Ranch	1	$3,255	57	+20.8%	Elevated
Heber	1	$1,486	57	+18.6%	Elevated
North Shore	1	$1,288	57	+18.5%	Elevated
Menifee	4	$1,689	57	+18.3%	Elevated
North Lakeport	1	$2,460	57	+28.0%	Elevated
Barstow	2	$1,474	57	+19.5%	Elevated
Chino Hills	1	$2,168	57	+21.0%	Elevated
Dillon Beach	2	$2,441	57	+24.6%	Elevated
Oak Shores	1	$2,362	57	+22.6%	Elevated
Bieber	1	$1,807	57	+19.9%	Elevated
Thornton	1	$1,518	57	+19.7%	Elevated
Inyokern	1	$1,557	56	+21.3%	Elevated
Occidental	2	$2,342	56	+27.3%	Elevated
Clearlake	1	$1,762	56	+23.9%	Elevated
Calipatria	1	$1,369	56	+18.5%	Elevated
Santa Margarita	1	$2,049	56	+25.3%	Elevated
Ladera Heights	1	$2,806	56	+17.4%	Elevated
Silver Lakes	1	$1,733	56	+16.4%	Elevated
Atherton	1	$9,260	56	+17.2%	Elevated
Escalon	1	$1,534	56	+18.3%	Elevated
Oak Park	1	$3,047	56	+24.7%	Elevated
Blackhawk	1	$4,009	56	+24.7%	Elevated
El Dorado Hills	1	$3,002	56	+27.3%	Elevated
Doyle	1	$2,443	56	+25.4%	Elevated
Big River	1	$1,480	56	+26.0%	Elevated
Apple Valley	2	$1,600	56	+17.2%	Elevated
Lytle Creek	1	$1,777	56	+10.2%	Elevated
Diamond Bar	1	$2,536	56	+21.0%	Elevated
Hemet	2	$1,384	56	+17.9%	Elevated
Knightsen	1	$2,542	56	+22.2%	Elevated
Boulder Creek	1	$2,513	56	+23.2%	Elevated
Victorville	4	$1,537	55	+17.6%	Elevated
Jurupa Valley	2	$1,661	55	+18.9%	Elevated
Upland	2	$1,799	55	+17.4%	Elevated
Clarksburg	1	$2,378	55	+16.2%	Elevated
Carmel-by-the-Sea	2	$3,680	55	+19.9%	Elevated
Seal Beach	2	$2,429	55	+20.6%	Elevated
Casa de Oro-Mount Helix	1	$2,212	55	+19.9%	Elevated
Aliso Viejo	1	$2,605	55	+22.6%	Elevated
Smith River	1	$2,119	55	+22.3%	Elevated
Westmorland	1	$1,226	55	+16.7%	Elevated
Winters	1	$2,152	55	+31.5%	Elevated
Kentfield	1	$4,635	55	+19.8%	Elevated
Stinson Beach	1	$4,218	55	+21.7%	Elevated
Lake Hughes	1	$2,089	55	+16.1%	Elevated
Greenview	1	$2,788	55	+35.4%	Elevated
San Diego	33	$2,171	55	+21.9%	Elevated
Weed	1	$2,467	55	+29.4%	Elevated
Adin	1	$2,272	55	+27.0%	Elevated
Joshua Tree	1	$1,553	55	+20.8%	Elevated
Calexico	1	$1,505	55	+16.7%	Elevated
Cedarville	1	$1,694	54	+23.0%	Elevated
Sun Village	2	$1,904	54	+19.5%	Elevated
Santa Monica	5	$4,649	54	+24.6%	Elevated
Terra Bella	1	$1,393	54	+19.7%	Elevated
Yorba Linda	2	$2,728	54	+20.5%	Elevated
Goleta	1	$1,941	54	+19.8%	Elevated
Davenport	1	$2,669	54	+20.1%	Elevated
Rancho Cucamonga	4	$2,012	54	+19.1%	Elevated
Laguna Niguel	1	$3,286	54	+22.1%	Elevated
Hollister	1	$1,893	54	+21.8%	Elevated
Meridian	1	$1,965	54	+18.1%	Elevated
Dana Point	2	$3,180	54	+21.7%	Elevated
Colton	1	$1,508	54	+17.7%	Elevated
San Jacinto	2	$1,499	54	+18.9%	Elevated
Exeter	1	$1,658	54	+21.6%	Elevated
Foresthill	1	$1,581	54	+7.9%	Elevated
Altadena	1	$2,282	54	+21.9%	Elevated
Thousand Palms	1	$1,481	54	+26.7%	Elevated
Moreno Valley	4	$1,605	53	+18.5%	Elevated
Caspar	1	$3,041	53	+22.9%	Elevated
Brawley	1	$1,385	53	+18.1%	Elevated
Biola	1	$1,301	53	+17.7%	Elevated
Highland	1	$1,760	53	+18.6%	Elevated
Lompoc	1	$1,391	53	+19.2%	Elevated
Durham	2	$2,090	53	+23.2%	Elevated
Waterloo	1	$1,408	53	+16.3%	Elevated
West Sacramento	3	$2,013	53	+20.1%	Elevated
California Pines	1	$1,676	53	+25.0%	Elevated
Santa Clarita	6	$2,300	53	+21.7%	Elevated
San Marino	1	$3,324	53	+18.6%	Elevated
Cathedral City	1	$1,655	53	+18.0%	Elevated
Perris	1	$1,588	53	+18.2%	Elevated
Almanor	1	$2,378	53	+24.2%	Elevated
Yreka	1	$2,224	53	+31.0%	Elevated
Bodfish	1	$1,757	53	+23.9%	Elevated
Pasadena	6	$2,637	53	+19.7%	Elevated
Holtville	1	$1,485	53	+16.9%	Elevated
Klamath	1	$1,975	53	+27.8%	Elevated
Los Alamos	1	$1,817	53	+16.2%	Elevated
Lake Forest	2	$2,418	53	+21.8%	Elevated
Port Costa	1	$2,119	52	+18.2%	Elevated
Bodega Bay	1	$2,580	52	+24.9%	Elevated
Palos Verdes Estates	1	$3,826	52	+19.7%	Elevated
Mill Valley	1	$3,846	52	+22.4%	Elevated
Tiburon	1	$5,333	52	+17.7%	Elevated
Camarillo	2	$2,192	52	+20.4%	Elevated
Rio Dell	1	$1,565	52	+24.4%	Elevated
Mission Viejo	2	$2,395	52	+20.1%	Elevated
Moorpark	1	$2,343	52	+22.7%	Elevated
Desert Hot Springs	1	$1,425	52	+16.2%	Elevated
Linden	1	$2,023	52	+18.8%	Elevated
San Bernardino	7	$1,366	52	+16.6%	Elevated
Bloomington	1	$1,474	52	+18.1%	Elevated
Fort Bragg	1	$1,926	52	+21.7%	Elevated
Del Rey	1	$1,503	52	+21.3%	Elevated
Grand Terrace	1	$1,668	52	+18.1%	Elevated
Cambria	1	$2,141	52	+22.5%	Elevated
Larkspur	1	$3,467	51	+22.1%	Elevated
French Valley	1	$1,834	51	+15.8%	Elevated
North Highlands	2	$1,338	51	+18.1%	Elevated
Timber Cove	1	$2,871	51	+21.4%	Elevated
Elverta	1	$1,569	51	+20.3%	Elevated
Esparto	1	$1,771	51	+28.9%	Elevated
San Martin	1	$2,926	51	+22.4%	Elevated
Sheridan	1	$1,680	51	+21.4%	Elevated
Los Gatos	2	$3,528	51	+19.6%	Elevated
Pescadero	1	$2,743	51	+7.9%	Elevated
Brea	2	$2,106	51	+22.1%	Elevated
Hesperia	1	$1,429	51	+17.5%	Elevated
North Tustin	1	$2,525	51	+18.6%	Elevated
Tracy	3	$1,795	51	+18.8%	Elevated
Proberta	1	$1,451	51	+18.5%	Elevated
South Pasadena	1	$2,391	51	+19.5%	Elevated
Yermo	2	$1,504	51	+14.4%	Elevated
Boron	1	$1,314	51	+19.8%	Elevated
La Presa	1	$1,715	51	+20.5%	Elevated
San Dimas	1	$2,020	51	+20.6%	Elevated
La Honda	1	$3,185	51	+23.8%	Elevated
Novato	3	$2,752	51	+27.3%	Elevated
Indio	2	$1,613	51	+16.9%	Elevated
Los Angeles	94	$2,907	51	+18.4%	Elevated
Chula Vista	5	$2,107	51	+23.0%	Elevated
Big Pine	1	$1,380	51	+14.9%	Elevated
Glendale	9	$2,212	51	+21.3%	Elevated
Vineyard	2	$1,914	50	+19.4%	Elevated
Santee	1	$1,706	50	+21.9%	Elevated
Indianola	1	$2,289	50	+22.6%	Elevated
Arcadia	2	$2,284	50	+19.6%	Elevated
Tehama	1	$1,320	50	+19.9%	Elevated
Stanford	1	$3,456	50	+17.2%	Elevated
Caruthers	1	$1,443	50	+19.3%	Elevated
Needles	1	$1,421	50	+18.5%	Elevated
Rio Linda	1	$1,388	50	+19.1%	Elevated
Independence	1	$1,415	50	+16.7%	Elevated
Prunedale	2	$2,313	50	+23.3%	Elevated
Day Valley	1	$2,480	50	+21.7%	Elevated
Sleepy Hollow	1	$3,323	50	+25.8%	Elevated
Walnut	1	$2,131	50	+19.4%	Elevated
Blythe	1	$1,335	50	+19.3%	Elevated
Rialto	2	$1,531	50	+16.3%	Elevated
Soquel	1	$2,439	50	+19.3%	Elevated
Orcutt	1	$1,434	50	+17.6%	Elevated
Mojave	1	$1,450	50	+18.1%	Elevated
Coachella	1	$1,338	50	+17.1%	Elevated
Sierraville	1	$3,893	49	+31.7%	Elevated
Simi Valley	2	$2,011	49	+19.4%	Elevated
Stockton	10	$1,463	49	+16.3%	Elevated
Napa	2	$2,365	49	+26.2%	Elevated
Grenada	1	$1,617	49	+22.0%	Elevated
Ocotillo	1	$1,199	49	+17.1%	Elevated
Manhattan Beach	1	$3,388	49	+21.1%	Elevated
Adelanto	1	$1,390	49	+17.7%	Elevated
Salton City	1	$1,474	49	+15.5%	Elevated
Orange Cove	1	$1,227	49	+18.9%	Elevated
Carmichael	1	$1,712	49	+17.9%	Elevated
Huntington Beach	5	$2,302	49	+18.5%	Elevated
Fontana	3	$1,542	49	+18.7%	Elevated
Hermosa Beach	1	$3,003	49	+22.9%	Elevated
Elk Grove	3	$1,634	48	+20.2%	Elevated
Greenfield	2	$3,803	48	+16.2%	Elevated
Twentynine Palms	1	$1,396	48	+21.5%	Elevated
San Rafael	2	$2,776	48	+23.2%	Elevated
Florin	1	$1,284	48	+17.9%	Elevated
Yountville	1	$2,318	48	+20.3%	Elevated
Rancho Palos Verdes	1	$2,518	48	+19.5%	Elevated
Danville	1	$3,053	48	+24.0%	Elevated
Santa Rosa	6	$2,251	48	+28.4%	Elevated
Seeley	1	$1,203	48	+18.5%	Elevated
Arden-Arcade	3	$1,616	48	+17.0%	Elevated
National City	1	$1,375	48	+19.3%	Elevated
Mather	1	$1,642	48	+21.1%	Elevated
Searles Valley	1	$1,267	48	+18.9%	Elevated
Foothill Farms	1	$1,239	48	+18.8%	Elevated
Bertsch-Oceanview	1	$1,758	48	+25.1%	Elevated
Los Altos Hills	1	$4,136	48	+18.4%	Elevated
La Verne	1	$1,955	48	+20.1%	Elevated
Chalfant	1	$1,728	47	+19.6%	Elevated
Imperial	1	$1,431	47	+16.5%	Elevated
Irvine	9	$2,239	47	+21.0%	Elevated
Buttonwillow	1	$1,517	47	+21.4%	Elevated
East Nicolaus	1	$2,129	47	+21.5%	Elevated
Fair Oaks	1	$1,792	47	+18.6%	Elevated
Woodlake	1	$1,247	47	+16.2%	Elevated
Hillsborough	1	$3,879	47	+16.4%	Elevated
Cayucos	1	$1,923	47	+21.7%	Elevated
San Luis Obispo	2	$1,806	47	+21.0%	Elevated
Fulton	1	$2,110	47	+22.8%	Elevated
Walnut Creek	4	$2,592	47	+23.9%	Elevated
Rio Oso	1	$2,090	47	+20.6%	Elevated
Arroyo Grande	1	$1,864	46	+19.4%	Elevated
Loleta	1	$1,804	46	+28.6%	Elevated
Lemon Grove	1	$1,452	46	+18.4%	Elevated
Hamilton City	1	$1,249	46	+20.1%	Elevated
Chino	2	$1,494	46	+17.2%	Elevated
Traver	1	$1,164	46	+19.3%	Elevated
Maxwell	1	$1,421	46	+13.8%	Elevated
Montclair	1	$1,291	46	+18.0%	Elevated
Lancaster	3	$1,641	46	+17.4%	Elevated
Berkeley	7	$2,740	46	+18.1%	Elevated
Le Grand	1	$1,513	46	+25.5%	Elevated
Interlaken	1	$1,936	46	+20.9%	Elevated
Bonadelle Ranchos	1	$1,943	46	+21.4%	Elevated
Galt	1	$1,531	45	+21.0%	Elevated
Folsom	1	$1,882	45	+23.1%	Elevated
Sky Valley	1	$1,344	45	+22.4%	Elevated
Saratoga	1	$2,953	45	+18.5%	Elevated
Orosi	1	$1,154	45	+15.4%	Elevated
Goshen	1	$1,023	45	+20.0%	Elevated
Palmdale	4	$1,717	45	+18.2%	Elevated
San Joaquin	1	$1,292	45	+16.1%	Elevated
Strathmore	1	$1,359	45	+20.1%	Elevated
La Habra	1	$1,792	45	+19.7%	Elevated
Templeton	1	$2,154	45	+21.9%	Elevated
Sacramento	18	$1,367	45	+16.6%	Elevated
Rowland Heights	1	$1,798	45	+19.4%	Elevated
Tustin	2	$2,003	45	+19.0%	Elevated
Moraga	1	$3,294	45	+24.6%	Elevated
Dos Palos Y	1	$1,206	45	+17.8%	Elevated
Monrovia	1	$1,768	45	+20.0%	Elevated
Oakland	15	$2,472	45	+16.7%	Elevated
Glendora	2	$1,785	45	+19.1%	Elevated
Corte Madera	1	$2,671	45	+21.1%	Elevated
Ross	1	$7,583	45	+20.7%	Elevated
Montara	1	$2,440	45	+20.5%	Elevated
Woodbridge	1	$1,561	45	+15.1%	Elevated
Ontario	3	$1,322	45	+17.0%	Elevated
Placentia	1	$1,798	44	+19.6%	Elevated
California City	1	$1,347	44	+17.0%	Elevated
Orangevale	1	$1,551	44	+19.9%	Elevated
Bethel Island	1	$1,931	44	+18.3%	Elevated
Ducor	1	$1,231	44	+14.6%	Elevated
Windsor	1	$2,231	44	+29.4%	Elevated
Allensworth	1	$1,168	44	+18.1%	Elevated
Burbank	5	$1,886	44	+21.6%	Elevated
Woodside	1	$3,716	44	+14.7%	Elevated
Centerville	1	$1,647	44	+22.3%	Elevated
Fountain Valley	1	$1,745	44	+18.3%	Elevated
Palo Alto	4	$3,177	44	+19.6%	Elevated
Byron	1	$2,164	44	+15.4%	Elevated
Bloomfield	1	$2,273	44	+24.3%	Elevated
San Ramon	2	$2,367	43	+23.5%	Elevated
Hacienda Heights	1	$1,762	43	+19.4%	Elevated
Empire	1	$1,109	43	+15.7%	Elevated
Pismo Beach	1	$1,902	43	+21.2%	Elevated
Gilroy	1	$2,186	43	+21.9%	Elevated
Live Oak	2	$2,032	43	+23.4%	Elevated
Atascadero	1	$1,824	43	+23.2%	Elevated
Costa Mesa	2	$1,779	43	+20.1%	Elevated
La Crescenta-Montrose	1	$1,601	43	+20.3%	Elevated
Clayton	1	$2,465	43	+21.2%	Elevated
Planada	1	$1,126	43	+18.3%	Elevated
Citrus Heights	2	$1,379	43	+18.3%	Elevated
La Palma	1	$1,576	43	+18.2%	Elevated
Monterey	1	$2,369	43	+19.0%	Elevated
La Mesa	1	$1,478	43	+18.6%	Elevated
Santa Maria	2	$1,188	43	+17.2%	Elevated
Orange	5	$1,778	43	+19.6%	Elevated
Desert Center	1	$957	42	+11.1%	Elevated
Spreckels	1	$1,567	42	+16.0%	Elevated
Piru	1	$1,580	42	+16.7%	Elevated
Oakdale	1	$1,675	42	+21.6%	Elevated
Fullerton	4	$1,698	42	+19.0%	Elevated
Pixley	1	$1,103	42	+12.7%	Elevated
Arcata	1	$1,677	42	+23.2%	Elevated
Brisbane	1	$2,139	42	+21.0%	Elevated
Blue Lake	1	$1,699	42	+24.9%	Elevated
College City	1	$1,519	42	+19.3%	Elevated
Ripon	1	$1,608	42	+19.2%	Elevated
San Miguel	1	$1,478	42	+20.3%	Elevated
Biggs	1	$1,619	42	+21.9%	Elevated
Elkhorn	1	$1,602	42	+24.3%	Elevated
Hickman	1	$1,594	42	+18.3%	Elevated
Robbins	2	$1,335	42	+17.4%	Elevated
Farmersville	1	$1,054	42	+15.1%	Elevated
Antelope	1	$1,439	42	+18.6%	Elevated
Castro Valley	2	$2,400	42	+23.8%	Elevated
Fillmore	1	$1,490	41	+18.3%	Elevated
Nipomo	1	$1,607	41	+20.8%	Elevated
El Paso de Robles (Paso Robles)	1	$1,648	41	+21.7%	Elevated
Lomita	1	$1,541	41	+20.3%	Elevated
Fairfield	2	$1,981	41	+22.7%	Elevated
Midway City	1	$1,201	41	+18.0%	Elevated
Crockett	1	$2,158	41	+22.6%	Elevated
Derby Acres	1	$1,341	41	+24.4%	Elevated
El Granada	1	$2,253	41	+19.9%	Elevated
Moss Beach	1	$2,062	41	+16.3%	Elevated
Richgrove	1	$1,041	41	+13.9%	Elevated
Rancho Cordova	3	$1,385	41	+18.0%	Elevated
San Buenaventura (Ventura)	3	$1,708	41	+20.0%	Elevated
North Edwards	1	$1,583	41	+17.0%	Elevated
Martinez	1	$2,058	41	+24.7%	Elevated
Santa Cruz	2	$1,882	41	+24.6%	Elevated
Imperial Beach	1	$1,510	41	+20.9%	Elevated
Orland	1	$1,439	40	+21.9%	Moderate
Whittier	4	$1,596	40	+19.2%	Moderate
Buena Park	2	$1,472	40	+18.9%	Moderate
Redondo Beach	2	$1,971	40	+20.9%	Moderate
Los Alamitos	1	$1,890	40	+17.8%	Moderate
Anaheim	7	$1,666	40	+19.5%	Moderate
Oxnard	4	$1,552	40	+18.8%	Moderate
Guadalupe	1	$973	40	+13.7%	Moderate
Clovis	3	$1,614	40	+20.7%	Moderate
Gridley	1	$1,575	40	+21.5%	Moderate
Culver City	2	$1,800	40	+19.3%	Moderate
Fortuna	1	$1,568	40	+23.7%	Moderate
Taft	1	$1,270	40	+21.0%	Moderate
Pomona	3	$1,407	39	+18.6%	Moderate
Bakersfield	9	$1,394	39	+17.7%	Moderate
Lodi	2	$1,360	39	+14.5%	Moderate
Half Moon Bay	1	$2,217	39	+16.7%	Moderate
Vallejo	4	$1,721	39	+20.8%	Moderate
West Rancho Dominguez	1	$1,276	39	+17.2%	Moderate
Cohasset	1	$1,694	39	+20.3%	Moderate
San Francisco	20	$3,444	39	+13.0%	Moderate
Los Altos	1	$2,870	39	+17.9%	Moderate
Pleasanton	2	$2,385	39	+20.9%	Moderate
Fresno	19	$1,401	39	+16.7%	Moderate
Lockeford	1	$1,490	39	+17.5%	Moderate
West Covina	3	$1,584	38	+18.4%	Moderate
Huron	1	$1,194	38	+15.3%	Moderate
Vacaville	2	$1,924	38	+23.6%	Moderate
Marina	2	$2,234	38	+22.2%	Moderate
Princeton	1	$1,268	38	+10.4%	Moderate
Delhi	1	$1,196	38	+18.4%	Moderate
Oildale	1	$1,418	38	+17.9%	Moderate
Benicia	1	$2,035	38	+22.8%	Moderate
Gonzales	1	$1,492	38	+23.9%	Moderate
Menlo Park	1	$2,679	38	+17.6%	Moderate
Westminster	1	$1,269	38	+17.2%	Moderate
Covina	3	$1,508	38	+18.5%	Moderate
Moss Landing	1	$1,481	38	+19.5%	Moderate
Inglewood	4	$1,466	38	+16.5%	Moderate
Bolinas	1	$2,904	38	+21.3%	Moderate
San Carlos	1	$2,173	38	+17.5%	Moderate
Cypress	1	$1,554	38	+18.3%	Moderate
Pine Hills	1	$1,625	37	+23.3%	Moderate
Santa Nella	1	$1,337	37	+20.8%	Moderate
Lindsay	1	$1,307	37	+20.8%	Moderate
Rosedale	1	$1,714	37	+19.3%	Moderate
Dorris	1	$1,573	37	+21.4%	Moderate
Eureka	1	$1,457	37	+21.9%	Moderate
Hayward	4	$1,941	37	+21.9%	Moderate
Antioch	2	$1,785	37	+18.5%	Moderate
Colusa	1	$1,409	37	+14.7%	Moderate
Watsonville	1	$1,356	37	+19.3%	Moderate
Discovery Bay	1	$2,007	37	+17.4%	Moderate
Lathrop	1	$1,302	37	+16.5%	Moderate
Roseville	4	$1,709	37	+19.0%	Moderate
Manteca	2	$1,315	37	+15.8%	Moderate
San Fernando	1	$1,431	37	+18.4%	Moderate
Winton	1	$1,137	37	+17.9%	Moderate
Port Hueneme	1	$1,248	36	+17.6%	Moderate
Cutler	1	$1,123	36	+14.4%	Moderate
Arvin	1	$1,078	36	+15.4%	Moderate
Chowchilla	1	$1,461	36	+18.4%	Moderate
Stratford	1	$1,069	36	+15.8%	Moderate
Patterson	1	$1,601	36	+20.4%	Moderate
Signal Hill	1	$1,720	36	+19.9%	Moderate
Porterville	1	$1,175	36	+15.4%	Moderate
Kingsburg	1	$1,384	36	+16.5%	Moderate
Atwater	1	$1,336	36	+18.2%	Moderate
Florence-Graham	1	$1,185	36	+15.7%	Moderate
Wheatland	1	$1,610	36	+20.5%	Moderate
Lost Hills	1	$971	36	+16.1%	Moderate
Willows	1	$1,266	36	+16.9%	Moderate
Dinuba	1	$1,153	36	+16.2%	Moderate
Ivanhoe	1	$1,012	36	+13.4%	Moderate
Merced	3	$1,203	36	+16.1%	Moderate
Visalia	3	$1,265	36	+15.3%	Moderate
Garden Grove	5	$1,197	36	+17.5%	Moderate
Pleasant Hill	1	$2,021	36	+24.7%	Moderate
Riverdale	1	$1,200	36	+15.0%	Moderate
Compton	3	$1,260	36	+16.5%	Moderate
Madera Acres	1	$1,444	36	+19.3%	Moderate
Graton	1	$1,757	36	+25.7%	Moderate
Pacific Grove	1	$1,865	35	+20.9%	Moderate
Brentwood	1	$1,928	35	+19.1%	Moderate
Weedpatch	1	$1,066	35	+16.7%	Moderate
Pinole	1	$1,726	35	+20.7%	Moderate
East Los Angeles	2	$1,172	35	+21.7%	Moderate
Alameda	2	$2,075	35	+18.3%	Moderate
Stanton	1	$1,102	35	+17.5%	Moderate
American Canyon	1	$1,827	34	+20.7%	Moderate
Oceano	1	$1,135	34	+18.5%	Moderate
Belmont	1	$2,071	34	+18.0%	Moderate
Rosamond	1	$1,341	34	+16.3%	Moderate
Davis	2	$1,605	34	+17.8%	Moderate
Petaluma	1	$1,800	34	+22.8%	Moderate
Maricopa	1	$1,461	34	+22.5%	Moderate
Reedley	1	$1,334	34	+17.7%	Moderate
Modesto	8	$1,367	34	+18.4%	Moderate
Commerce	1	$1,106	34	+19.5%	Moderate
Coalinga	1	$1,360	34	+19.6%	Moderate
La Mirada	1	$1,388	34	+18.4%	Moderate
Dublin	1	$1,991	34	+22.3%	Moderate
Morro Bay	1	$1,490	34	+19.7%	Moderate
Cotati	1	$1,789	34	+21.7%	Moderate
Rocklin	2	$1,707	34	+19.8%	Moderate
Duarte	1	$1,422	34	+17.8%	Moderate
Hercules	1	$1,885	33	+21.3%	Moderate
McFarland	1	$1,136	33	+19.7%	Moderate
Carson	3	$1,423	33	+19.5%	Moderate
Chico	1	$1,519	33	+17.9%	Moderate
Woodland	2	$1,380	33	+21.0%	Moderate
Los Osos	1	$1,461	33	+20.0%	Moderate
Mountain House	1	$1,503	33	+15.4%	Moderate
Hawaiian Gardens	1	$1,027	33	+18.9%	Moderate
Long Beach	10	$1,468	33	+18.1%	Moderate
Concord	4	$1,715	33	+21.3%	Moderate
Corcoran	1	$1,104	33	+15.0%	Moderate
El Cerrito	1	$1,957	33	+16.3%	Moderate
McKinleyville	1	$1,483	33	+21.0%	Moderate
Ridgecrest	1	$1,289	33	+20.1%	Moderate
Lennox	1	$1,223	33	+15.9%	Moderate
King City	1	$1,557	33	+23.7%	Moderate
El Segundo	1	$1,855	33	+19.4%	Moderate
Soledad	1	$1,405	33	+23.2%	Moderate
Santa Ana	5	$1,219	33	+18.7%	Moderate
Lincoln	1	$1,680	33	+20.9%	Moderate
Santa Paula	1	$1,468	33	+19.3%	Moderate
Torrance	4	$1,450	32	+18.5%	Moderate
South El Monte	1	$1,110	32	+16.4%	Moderate
Santa Fe Springs	1	$1,195	32	+18.6%	Moderate
Cerritos	1	$1,463	32	+18.0%	Moderate
Artesia	1	$1,296	32	+17.9%	Moderate
Huntington Park	1	$1,188	32	+19.3%	Moderate
Oakley	1	$1,654	32	+19.5%	Moderate
Capitola	1	$1,695	32	+20.5%	Moderate
Union City	1	$1,729	32	+21.9%	Moderate
Los Banos	1	$1,276	32	+17.3%	Moderate
Hilmar-Irwin	1	$1,223	32	+16.7%	Moderate
Pittsburg	1	$1,565	32	+18.9%	Moderate
Livermore	2	$1,832	32	+20.0%	Moderate
Selma	1	$1,201	32	+16.8%	Moderate
Fowler	1	$1,327	32	+14.8%	Moderate
Keyes	1	$1,147	32	+17.4%	Moderate
Avenal	2	$1,130	32	+18.0%	Moderate
Azusa	1	$1,390	32	+18.6%	Moderate
East San Gabriel	1	$1,455	32	+17.9%	Moderate
Ceres	1	$1,311	32	+17.6%	Moderate
La Puente	1	$1,286	32	+16.5%	Moderate
South Whittier	1	$1,263	32	+18.4%	Moderate
Livingston	1	$1,163	31	+15.4%	Moderate
Waterford	1	$1,262	31	+18.3%	Moderate
Tulare	1	$1,161	31	+15.9%	Moderate
Rosemead	1	$1,146	31	+17.5%	Moderate
Delano	1	$1,155	31	+16.6%	Moderate
Millbrae	1	$1,909	31	+16.7%	Moderate
Tipton	1	$1,117	31	+13.0%	Moderate
Montebello	1	$1,324	31	+18.6%	Moderate
Hawthorne	1	$1,221	31	+17.7%	Moderate
Richmond	5	$1,580	31	+16.7%	Moderate
Madera	1	$1,398	31	+17.9%	Moderate
Newman	1	$1,286	31	+18.6%	Moderate
San Jose	30	$1,742	31	+20.2%	Moderate
Rodeo	1	$1,532	31	+19.0%	Moderate
Bell Gardens	1	$1,084	31	+19.5%	Moderate
Cupertino	1	$1,818	31	+17.0%	Moderate
Parlier	1	$1,102	31	+16.1%	Moderate
Monterey Park	2	$1,274	30	+19.8%	Moderate
Industry	1	$1,276	30	+17.5%	Moderate
Shafter	1	$1,158	30	+18.5%	Moderate
Suisun City	1	$1,634	30	+21.6%	Moderate
Denair	1	$1,395	30	+19.2%	Moderate
Grover Beach	1	$1,241	30	+19.6%	Moderate
Hanford	1	$1,290	30	+18.3%	Moderate
Downey	3	$1,360	30	+17.5%	Moderate
Bellflower	1	$1,172	30	+17.2%	Moderate
San Mateo	3	$1,886	30	+16.7%	Moderate
Lynwood	1	$1,094	30	+15.4%	Moderate
Rio Vista	1	$1,464	29	+21.5%	Moderate
Wasco	1	$1,060	29	+18.8%	Moderate
Yuba City	2	$1,476	29	+18.1%	Moderate
Laton	1	$1,338	29	+16.2%	Moderate
Lakewood	3	$1,129	29	+17.8%	Moderate
Rohnert Park	1	$1,560	29	+21.4%	Moderate
Fremont	4	$1,708	29	+19.7%	Moderate
Dixon	1	$1,531	29	+17.7%	Moderate
Milpitas	1	$1,508	29	+17.9%	Moderate
Salida	1	$1,325	29	+17.6%	Moderate
Alhambra	2	$1,285	29	+19.3%	Moderate
San Gabriel	1	$1,162	29	+17.9%	Moderate
Salinas	3	$1,430	29	+18.6%	Moderate
Gardena	2	$1,216	29	+17.8%	Moderate
Temple City	1	$1,293	29	+17.7%	Moderate
Redwood City	3	$1,702	29	+16.1%	Moderate
Kerman	1	$1,293	29	+15.3%	Moderate
Lawndale	1	$1,195	29	+18.5%	Moderate
Plumas Lake	1	$1,279	29	+14.9%	Moderate
Firebaugh	1	$1,223	28	+16.0%	Moderate
West Whittier-Los Nietos	1	$1,144	28	+17.9%	Moderate
Albany	1	$1,855	28	+16.5%	Moderate
Paramount	1	$1,039	28	+17.7%	Moderate
San Leandro	3	$1,536	28	+17.9%	Moderate
Lemoore	1	$1,287	28	+17.7%	Moderate
Foster City	1	$1,777	28	+16.6%	Moderate
West Carson	1	$1,219	28	+18.5%	Moderate
Mendota	1	$1,055	27	+13.4%	Moderate
Daly City	2	$1,511	27	+16.4%	Moderate
Sutter	1	$1,423	27	+17.2%	Moderate
Campbell	1	$1,619	27	+18.6%	Moderate
El Monte	2	$1,087	27	+16.0%	Moderate
Norwalk	1	$1,068	27	+17.9%	Moderate
Turlock	2	$1,297	27	+17.5%	Moderate
Pacifica	1	$1,694	27	+16.8%	Moderate
Pico Rivera	1	$1,125	27	+17.5%	Moderate
Irwindale	1	$1,103	27	+16.0%	Moderate
Maywood	1	$1,056	27	+19.5%	Moderate
Newark	1	$1,541	27	+19.7%	Moderate
South San Francisco	1	$1,561	26	+16.5%	Moderate
Hughson	1	$1,390	26	+18.6%	Moderate
San Bruno	1	$1,623	26	+16.5%	Moderate
Shandon	1	$1,154	26	+17.4%	Moderate
South Gate	1	$1,084	26	+18.0%	Moderate
Riverbank	1	$1,314	25	+18.0%	Moderate
San Lorenzo	1	$1,424	25	+17.5%	Moderate
Seaside	1	$1,349	23	+17.8%	Moderate
Armona	1	$1,018	23	+16.1%	Moderate
Mountain View	3	$1,561	23	+16.8%	Moderate
Santa Clara	3	$1,383	22	+17.7%	Moderate
Williams	1	$1,282	21	+14.4%	Moderate
Sunnyvale	4	$1,306	20	+16.6%	Low

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Data Sources & Methodology

Core insurance data: US Treasury Federal Insurance Office (FIO), 2018–2022 — the most comprehensive homeowners insurance dataset ever released, covering 25,500+ ZIP codes and 246M+ policies. This data was collected under a Biden-era initiative (Executive Order 14030) and published January 2025. The Trump administration subsequently removed the report from FIO's website. InsureWatch preserves and builds on this public data.

2023-2025 premium estimates are projected using the FRED CPI for Household Insurance (CUSR0000SEHC01), adjusted for each ZIP's historical growth trend relative to the national rate. Projections are not quotes and actual premiums vary by carrier, coverage, claims history, and property. Storm data: NOAA Storm Events Database, current through 2025. Economic data: FRED (Federal Reserve), current through 2026. Demographics: Census ACS 2022. Insurance Stress Scores are a weighted composite of premium levels, trends, nonrenewal rates, storm exposure, and affordability.