Anchorage municipality, AK

12 ZIP codes — Alaska

Compare quotes in Anchorage municipality, AK

See rates from top carriers

Avg Premium (2025 Est.)

$1,381

+8.0% from 2022

Stress Score

23/100

Nonrenewal Rate

0.41%

Insurance/Income

1.3%

ZIP Codes in Anchorage municipality

ZIP	Avg Premium	Stress Score	Risk
99501	$1,411	30	Moderate
99567	$1,443	28	Moderate
99508	$1,193	25	Moderate
99503	$1,177	24	Moderate
99516	$1,462	24	Moderate
99504	$1,168	23	Moderate
99515	$1,283	22	Moderate
99502	$1,293	21	Moderate
99577	$1,357	21	Moderate
99507	$1,207	20	Low
99517	$1,246	20	Low
99518	$1,101	19	Low

Data Sources & Methodology

Core insurance data: US Treasury Federal Insurance Office (FIO), 2018–2022 — the most comprehensive homeowners insurance dataset ever released, covering 25,500+ ZIP codes and 246M+ policies. This data was collected under a Biden-era initiative (Executive Order 14030) and published January 2025. The Trump administration subsequently removed the report from FIO's website. InsureWatch preserves and builds on this public data.

2023-2025 premium estimates are projected using the FRED CPI for Household Insurance (CUSR0000SEHC01), adjusted for each ZIP's historical growth trend relative to the national rate. Projections are not quotes and actual premiums vary by carrier, coverage, claims history, and property. Storm data: NOAA Storm Events Database, current through 2025. Economic data: FRED (Federal Reserve), current through 2026. Demographics: Census ACS 2022. Insurance Stress Scores are a weighted composite of premium levels, trends, nonrenewal rates, storm exposure, and affordability.